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Relationship Manager

Nikel

Job Location:

Jakarta - Indonesia

Monthly Salary: Not provided by the employer

Posted: 21 August 2026 (23 hours ago)

Application Deadline: 18 November 2026

Vacancies: 1 Vacancy

Job Summary

Job Objective/Goal	Develop and manage a high-quality borrower portfolio by acquiring new customers maximizing existing borrower utilization maintaining strong portfolio quality and delivering sustainable lending and revenue growth in accordance with the companys business targets and risk appetite.
Key performance objectives:	1. Onboard a minimum of 5 new borrowers per month or generate a minimum of IDR 130 million in monthly revenue. 2. Maintain an average approved credit limit utilization of at least 70% across the assigned active borrower portfolio. 3. Ensure portfolio quality by maintaining: --->Repayment performance (collection rate): 99% --->Maximum delinquent loan portfolio (DPD): 5% 4. Achieve monthly lending pipeline disbursement and revenue targets while maintaining portfolio diversification and asset quality. 5. Develop new referral channels and strategic partnerships to increase qualified lending opportunities.
Business Development & Portfolio Growth & Management	1. Identify acquire and onboard new borrowers that meet the companys target market and credit criteria. 2. Develop and maintain strong long-term relationships with existing borrowers to maximize wallet share and recurring business. 3. Identify financing opportunities and recommend suitable lending solutions based on customer needs. 4. Manage the end-to-end sales process from prospecting pitching proposal preparation negotiation and deal closing. 5. Build and maintain a healthy sales pipeline to consistently achieve monthly lending and revenue targets. 6. Monitor borrower credit limit utilization and proactively encourage repeat financing. 7. Conduct periodic borrower visits and business reviews to understand operational performance and financing requirements. 8. Prepare high-quality lending proposals supported by financial analysis business assessment and industry insights. 9. Coordinate with Credit Risk Legal Operations Finance and Compliance throughout the lending process to ensure timely execution. 10. Monitor borrower repayment performance and proactively resolve payment issues before delinquency occurs. 11. Maintain accurate borrower information pipeline status and portfolio updates within internal reporting systems. 12. Ensure compliance with OJK regulations internal policies and Standard Operating Procedures throughout the lending lifecycle. 13. Identify new business opportunities strategic partnerships and market trends to support business growth. 14. Prepare periodic sales forecasts pipeline reports portfolio reviews and management updates.