Credit Approval & Portfolio Manager

Geekhunter is hiring on behalf of our client the largest technology investment holding company in ASEAN.

Job Responsibilities

• Oversee the performance and quality of the lending portfolio to ensure healthy portfolio growth.
• Monitor portfolio trends identify early risk indicators and recommend proactive mitigation strategies.
• Analyze customer repayment behavior and develop portfolio improvement initiatives.
• Review and approve unsecured lending applications within delegated authority while ensuring compliance with internal credit policies.
• Conduct comprehensive credit assessments based on financial capacity credit history and supporting documentation.
• Recommend loan restructuring and portfolio intervention strategies for at-risk accounts.
• Collaborate with cross-functional teams including Product Data Collections and Risk to optimize portfolio performance and customer outcomes.
• Prepare portfolio analysis management reports and actionable business insights.
• Drive continuous improvement of credit processes portfolio strategies and decision-making frameworks.
• Mentor junior credit professionals and contribute to credit governance and policy enhancement.

Job Requirements

• At least Bachelor's degree in Finance Business Economics Banking or a related field.
• Minimum 7–9 years of experience in one or more of the following:
  • Portfolio Management
  • Credit Approvals
• Bonus point if you have experience in:
  • Loan Restructuring
  • Collections Strategy
• Mandatory to have proven experience managing portfolio of unsecured lending or consumer loan.
• Strong background in Lending or Bank
• Hands-on experience developing and managing Early Warning Systems.
• Solid understanding of credit assessment portfolio analytics and risk management principles.
• Experience handling loan restructuring and portfolio recovery strategies is highly preferred.
• Strong analytical skills with the ability to interpret data and make sound business decisions.
• Must be proficient in:
  • Advanced Excel / Google Sheets (Mandatory): Advanced formulas Dashboards Pivot Tables Portfolio Analytics Financial Modelling Scenario Analysis Google Apps Script (preferred)
  • Data & Analytics: Strong working knowledge of BigQuery (mandatory) Power BI or Tableau (preferred) Python for portfolio analytics (good to have)
• Eexperience with BigQuery Power BI/Tableau or Python is an advantage.
• Excellent stakeholder management communication and problem-solving skills.
• Able to work independently in a fast-paced data-driven environment.

Benefits

• Competitive Salary
• BPJSK & TK
• Bonus based on performance
• THR

Required Skills:

Credit Risk Credit Approval Digital Lending Finance Banking