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Business Development Associate (Digital Goods & PPOB)

Cermati.com


Job Location:

Jakarta - Indonesia

Monthly Salary: Not provided by the employer
Posted: 19 June 2026 (30+ days ago)
Application Deadline: 16 September 2026
Vacancies: 1 Vacancy

Department:

Business Development

Job Summary

  1. Onboard new backup partners for the PPOB & Digital Goods business unit to ensure service stability managing the process from initial meetings to end-to-end paperwork.
  2. Explore and launch new digital verticals (e.g. game vouchers streaming services etc.) to continuously expand the product portfolio.
  3. Conduct market research and benchmarking to compare and negotiate pricing with billers or aggregators to ensure market competitiveness.
  4. Develop and revise business schemes (PKS) to accommodate tax preferences and financial compliance as requested by the Finance Team.
  5. Manage monthly operational excellence including reconciliation reports and invoicing processes for all digital partners.
  6. Act as the main PIC for all inquiries or complaints ensuring effective follow-through with both internal and external stakeholders on timely SLA.
  7. Monitor business performance in terms of transaction volume and GTV and lead necessary initiatives such as marketing support to drive numbers.
  8. Validate and reconcile monthly transaction data to ensure accuracy for regulatory reporting and manage the preparation of quarterly performance reports.

Qualifications :

  1. Analytical and detail-oriented individual with a strong understanding of pricing models and business calculations. 
  2. Neat and highly organized with a disciplined approach to bookkeeping and maintaining administrative records. 
  3. Strong commercial acumen with experience in reviewing legal contracts (PKS) and understanding tax implications (PPN & PPh) in digital transactions. 
  4. Proactive self-starter with a problem-solving mindset able to navigate challenges and drive initiatives independently. 
  5.  Excellent negotiation and relationship management skills to deal with partners / aggregators. 
  6.  Proficiency in Microsoft Excel for data reconciliation and performance monitoring. 
  7. Strong interpersonal and communication skills to collaborate effectively with internal cross-functional teams (Tech Finance Marketing) 
  8. Individuals with at least 2 (two) years of relevant work experience in Business Development or Account Management. 
  9. Prior experience in Fintech PPOB or E-commerce Digital Goods business is highly preferred. 
     

Additional Information :

-


Remote Work :

No


Employment Type :

Contract


About Company

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Cermati is a financial technology (fintech) startup based in Indonesia. Cermati simplifies the process of finding and applying for financial product by bringing everything online so people can shop around for financial products online and can apply online without having to physically ... View more

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