Senior Product Manager – Motor InsuranceOnsite

Senior Product Manager
Location : Pune/Bangalore WFO
Year of Exp. 5-7 yrs.

Job Description

We are seeking a Senior Product Manager - Motor Insurance to build and scale a global motor insurance product from the ground up (0 to 1). This role will own the complete product lifecyclefrom understanding regulatory requirements and designing customer-centric insurance products to driving go-to-market execution operational enablement and continuous product optimization.

The ideal candidate will bring deep expertise in the motor insurance domain strong product management capabilities and a proven ability to collaborate across business technology operations legal and compliance teams to deliver scalable compliant and customer-focused solutions.

Key Responsibilities

• Own the end-to-end product strategy roadmap and execution for Motor Insurance (Own Damage & Third-Party) from concept to scale.
• Design build and launch core motor insurance journeys including:
  • Quote & Underwriting
  • Policy Issuance & Endorsements
  • Claims Management (FNOL Surveyor Workflow Approvals & Payouts)
  • Renewals
  • Cancellations
  • Customer Servicing
• Translate global regulatory and compliance requirements into scalable compliant product workflows.
• Define Product Requirement Documents (PRDs) business workflows control points SLAs and TAT benchmarks across all motor insurance processes.
• Drive end-to-end 0-to-1 product execution including MVP definition phased rollouts experimentation and iterative product enhancements.
• Partner closely with Engineering to build secure scalable and auditable product platforms.
• Continuously improve the product by leveraging customer feedback operational insights and data-driven decision-making.

Mandatory Skills & Experience

• 5-7 years of Product Management experience with mandatory experience in Motor Insurance.
• Strong hands-on expertise in:
  • Motor Insurance (Own Damage & Third-Party)
  • Claims Management
  • Surveyor Processes
  • Underwriting
• Proven experience building 0-to-1 products including new business lines platforms or greenfield products.
• Strong ability to create detailed PRDs process flows and decision frameworks.
• Solid understanding of insurance operations underwriting logic and the complete claims lifecycle.
• Experience collaborating with cross-functional teams including Engineering Operations Sales Legal and Compliance.
• Strong analytical mindset with the ability to leverage data and metrics for product decisions.

Behavioral Competencies

• Self-driven proactive and highly accountable.
• Structured thinker with the ability to simplify complex insurance workflows.
• Strong planning and execution skills with a track record of delivering projects on time.
• Ownership mindset with a bias for action and continuous improvement.
• Excellent stakeholder management collaboration and communication skills.
• Ability to balance regulatory compliance with an exceptional customer experience.

Preferred Qualifications

• MBA or an equivalent Management degree.
• Bachelors degree in Engineering Business or a related discipline.

Preferred Certifications

• Product Management Certifications (Pragmatic Certified Scrum Product Owner (CSPO) Scrum Product Owner or equivalent).
• Insurance regulatory or compliance certifications/training will be an added advantage.

Required Skills:

Product ManagementClaims ManagementUnderwriting