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National Lead Education Loan
Job Location:
Monthly Salary:
Posted:
10 October 2026 (15 days ago)
Posted:
Application Deadline:
7 January 2027
Application Deadline:
Vacancies:
1 Vacancy
Vacancies:
Job Summary
| Job Purpose | Identify monitor and mitigate Education Loan portfolio process policy fraud and collateral risks through analytics reviews and control assurance. |
| Duties and Responsibilities | Principal accountabilities Monitor portfolio early-warning approval and deviation trends. Review sourcing underwriting collateral and disbursement controls. Conduct thematic branch partner or process reviews. Validate observations root causes and corrective actions. Review collateral quality and documentation controls where applicable. Track fraud indicators and exception patterns. Prepare risk dashboards and support evidence-based policy changes. Set functional direction and operating rhythm. Own governance resource priorities and capability building. Sponsor policy process and technology interventions. |
| Key Decisions / Dimensions | Decision rights Make day-to-day decisions within approved policy process budget and delegated authority. Escalate policy deviations material customer impact fraud indicators compliance concerns and unresolved cross-functional dependencies. Numeric sanction commercial hiring and budget authorities are to be defined in the approved delegation matrix. Key interactions InternalSales Product Credit/Underwriting Risk Operations RCU/Fraud Control Collections Legal Compliance Finance Technology HR and COE as relevant. ExternalStudents co-applicants universities education consultants DSAs verification agencies valuers legal partners technology/service partners and other approved vendors as relevant. |
| Major Challenges | Major challenges Balancing growth customer experience turnaround time and portfolio quality. Managing incomplete or inconsistent customer academic financial and collateral information. Coordinating multiple stakeholders and technology/process dependencies across the loan lifecycle. Maintaining control discipline during policy market and process changes. |
| Required Qualifications and Experience | Postgraduate or equivalent professional qualification preferred with substantial leadership experience in lending or the stated function. Critical skills and knowledge Portfolio analytics Credit and process risk Control testing Collateral risk Data interpretation Independent judgement Excel / presentation / business MIS capability appropriate to the role High standards of integrity customer confidentiality and control discipline |
About Company
Bajaj Finserv is India’s most diversified non-banking finance company. Visit the website to learn about our products. Get instant approval on loans, shop on EMIs, make an investment, get insurance and pay your bills.
