Lending and Credit Solutions

Job Title : Lending and Credit Solutions

Experience : 1 to 5 Years

Location : Mumbai (Powai)

Roles & Responsibilities

• Analyse client portfolios and identify lending opportunities for High Net Worth (HNW) and Ultra-High Net Worth (UHNW) clients.
  
• Build lending pipelines and promote financing solutions to Relationship Managers (RMs).
  
• Structure and execute financing transactions in coordination with global LCS teams across Singapore and Hong Kong.
  
• Prepare client term sheets credit memos and financial analysis for internal approvals.
  
• Coordinate with internal control functions and legal teams for credit approvals and loan documentation.
  
• Conduct lending-related training to improve product awareness and loan penetration.
  
• Support process enhancements productivity improvements and lending sales management initiatives.

Requisites

• Graduate/Postgraduate degree in Finance Banking Economics or a related field.
  
• Understanding of lending credit analysis and financing products.
  
• Knowledge of financial statement analysis credit risk assessment and client portfolio analysis.
  
• Ability to prepare credit memos term sheets and financial reports.
  
• Strong analytical numerical and problem-solving skills.
  
• Excellent communication and stakeholder management skills.
  
• Ability to collaborate with Relationship Managers global teams and internal control functions.
  
• Knowledge of HNW/UHNW client financing wealth management and loan documentation is preferred.

Required Skills:

Lending & Credit SolutionsUnderwritingAnalystAssociateInstitutional