Industry Expert (Health Care insurance)
Job Summary
Analyze current underwriting and policy issuance processes across retail and group health insurance products.
Identify inefficiencies duplicate operational roles manual interventions and bottlenecks.
Design modern underwriting workflows with a strong focus on:
Faster policy issuance
Reduced underwriting TAT
Improved customer and agent experience
Higher quote-to-policy conversion
Risk-based automated decisioning
Straight-through processing (STP)
Help define the target-state architecture for a modern underwriting and policy administration platform.
Work with business and technology teams to:
Define business capabilities
Create underwriting rules and decision frameworks
Design workflow orchestration models
Define integrations with external systems (KYC claims history medical networks fraud payment gateways
etc.)
Contribute to product selection or platform modernization initiatives.
Experience working on or modernizing:
Underwriting systems
Policy administration systems (PAS)
Workflow orchestration platforms
Rule engines
CRM and agent onboarding systems
Digital insurance journeys