Credit Risk Associate, Thane-Mumbai

We are looking for a CRA Associate to handle first-level credit and risk screening KYC/document verification data validation case preparation and coordination with internal teams.

• Conduct first-level screening of customer applications as per CRA eligibility criteria.
  

• Verify KYC GST business registration financial and other supporting documents.
  

• Validate customer/business information against documents and system records.
  

• Identify missing expired mismatched or inconsistent information.
  

• Review bank statements ITRs and CIBIL/credit bureau reports.
  

• Verify business entity details including Proprietorship Partnership LLP Pvt. Ltd. and Public Ltd. companies.
  

• Maintain accurate case records and update CRA/CRM/ERP systems.
  

• Coordinate with Sales Operations and customers for pending documents and clarifications.
  

• Prepare complete cases for further credit/risk assessment.
  

• Escalate exceptions unusual cases and potential risk indicators to the reporting manager.
  

• Maintain MIS track pending cases and ensure timely case closure.
  

• Follow CRA checklists SOPs and defined quality standards.
  

• Knowledge of KYC and basic credit-risk concepts.
  

• Ability to understand business and financial documents.
  

• Good analytical and numerical skills.
  

• Strong attention to detail.
  

• Good MS Excel and system-handling skills.
  

• Strong communication and follow-up skills.
  

• Ability to manage multiple cases and high volumes.
  

Bachelors degree in Commerce Finance Banking Business Administration or related field.

Candidates from Banking NBFC Fintech Credit Operations KYC/AML Underwriting Risk Assessment or Financial Services are preferred.