Credit Controller

Key Responsibilities

• Review customer credit applications assess payment terms evaluate credit risk and recommend approval rejection or revision based on company policy and commercial requirements.
   
• Maintain accurate customer credit records approved payment terms credit limits risk classifications and payment history documentation.
   
• Monitor overdue receivables aging reports disputed invoices and high-risk accounts to ensure timely action and escalation.
   
• Proactively follow up with customers and internal stakeholders to resolve overdue balances payment delays disputes and blocked collections.
   
• Negotiate payment plans and credit arrangements within approved guidelines while balancing commercial needs and credit risk controls.
   
• Communicate credit decisions collection status overdue risks and escalation items clearly to relevant stakeholders and management.
   
• Prepare regular credit control reports overdue analysis cash collection commentary risk summaries and bad debt exposure updates.
   
• Support month-end close activities by reviewing AR aging expected collections provisions write-off recommendations and disputed balances.
   
• Identify process gaps and recommend improvements to strengthen collection effectiveness reduce overdue balances and enhance cash flow visibility.
   
• Ensure compliance with company policies internal controls delegation of authority credit procedures VAT requirements and audit expectations.

Qualifications :

• Bachelors degree in Finance Accounting Commerce Business Administration or a related field.
• 57 years of relevant experience in Credit Control Collections Accounts Receivable Finance Operations or customer risk management.
• Strong understanding of credit assessment collections customer payment terms AR aging dispute management provisions and bad debt controls.
• Experience working with ERP systems such as Oracle SUN Systems SAP or similar finance platforms is highly desirable.
• Proficient in Microsoft Excel including advanced formulas pivot tables reconciliations and structured reporting.
• Exposure to Power BI credit risk tools automated collection platforms and banking systems would be an added advantage.

Additional Information :

Key Competencies

• Strong negotiation communication and stakeholder management skills.
• Sound judgment in assessing customer risk payment behavior and credit exposure.
• Excellent analytical numerical and problem-solving abilities.
• Ability to prioritize overdue accounts manage escalations and work under strict deadlines.
• High attention to detail professionalism confidentiality and commitment to financial control.

Remote Work :

No

Employment Type :

Full-time