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Associate Area Head Palwal

Financial Services


Job Location:

Faridabad - India

Monthly Salary: Not provided by the employer
Posted: 21 August 2026 (5 days ago)
Application Deadline: 18 November 2026
Vacancies: 1 Vacancy

Job Summary

Key Result Areas (Max 1325 Characters)

Supporting Actions (Max 1325 Characters)

Scale business sustainably

  • AUM Growth YoY / QoQ
  • Disbursement Value (INR) Vs Plan
  • Active Customer Base Growth (%)
  • Market Share (%) in key geographies
  • Ticket Size (Avg Loan Amount)
  • Growth Mix New vs Renewal loans

Profitability & P&L Management deliver profitable growth with cost discipline

  • Net Interest Margin (%)
  • Yield on Gold Loan Portfolio (%)
  • Cost to Income Ratio
  • Operating Profit
  • ROA / ROE
  • Incremental Profit per branch

Portfolio Quality & Risk Management required to maintain superior asset quality and collateral safety

  • GNPA / NNPA (%)
  • SMA (0-30 / 31-90 days) levels
  • Gold Loan LTV (%) adherence
  • Auction Loss (%)
  • Fraud Incidence (No / Value)
  • Recover Rate (%) post delinquency

Branch Productivity build and optimize a high performing branch network

  • Number of new branches opened vs plan
  • Break even time for new branches
  • AUM per branch
  • Disbursement per branch / per RM
  • Low performing branch reduction (%)

Sales Effective & Customer Acquisition drive frontline productivity and customer reach

  • Disbursement per sales officers / BM
  • Customer Acquisition cost
  • Conversion ratio lead to disbursement
  • Repeat customer ratio
  • Cross sell / Upsell Ratio

Compliance Audit & Regulatory Adherence

  • RBI / Internal Audit Observation
  • Policy Deviation Cases
  • Gold Purity Testing Compliance
  • Documentation Accuracy
  • Zero Tolerance Breach Incident

People Leadership & Capability Building

  • Sales & branch Staff Attrition
  • Critical Role Vacancy TAT
  • Successor Readiness for key roles
  • Training Coverage
  • Productivity Improvement post training

Required Experience:

Manager


About Company

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Discover a world of financial solutions at Aditya Birla Capital – your trusted partner for investments, insurance, loans, and a wide range of financial services in India.

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