Aditya Birla Capital Limited (ABCL) is the holding company for the financial services businesses of the Aditya Birla subsidiaries/JVs that have a strong presence across Protecting Investing and Financing solutions ABCL is a financial solutions group that caters to the diverse needs of its customers across their life cycle. Powered by more than 38000 employees the businesses of ABCL have a nationwide reach with over 1300 branches more than 200000 agents/channel partners and various bank partners.
What makes an ideal ABC Citizen
At ABC we are constantly on the lookout for individuals who resonate with our 5 core values of Speed Passion Integrity Seamlessness and commitment and live them every day while also understanding our vision. We believe in building leaders who thrive on challenges take the onus of creating and sustaining strong teams and forms strong networks as a result of effective relationship-building.
Role Details:
Business
Aditya Birla Capital
Unit
Aditya Birla Capital Limited
Location
Bangalore
Role
Associate Relationship Manager
Department
Wholesale Solutions
Eligibility Criteria
CA/ MBA
Required Skills & Competencies
Analytical thinking and attention to detail.
Integrity and strong ethical standards.
Effective communication and reporting.
Process orientation and innovative mindset.
Networking and stakeholder management.
Ability to conduct training and awareness sessions.
Key Responsibilities:
Key Result Areas (Max 1325 Characters)
Supporting Actions (Max 1325 Characters)
Analysis of quality proposals
To analyse the proposal as per the standard parameters adhering to the credit policy guidelines
Analyse Management Risk Industry Risk Business Risk and Financial Risk of the proposal
Understand proposals by way of trade references banker reference checks and other surrogates.
Responsible for maintaining check on allocated portfolio & provide regular alerts to Relationship Team & Management
Timely processing of credit proposals
Timely preparation of proposals highlighting strength and weakness in the proposal
Personal discussion with customers to understand business cash flows purpose of loan etc and resolution of credit concerns.
Timely submission of proposals alongwith term sheet to Risk Team
Coordination with sales & risk team members to ensure timely approval of proposals.
Discuss the proposal with stakeholders / committee members for their approval
Disbursement & repayment process
Facilitate release of sanction letters to clients
Execute documentation (loan agreements charge documents etc.) as may be stipulated for the transaction
Collaborate with Operations team for closure of documentation queries and pave the way for disbursement
Track debt servicing by the client and also the published overdue report
Renewal / Enhancement of existing facility
Tracking proposals due for review and renewals
Monitoring of covenants stipulated conditions taking approvals for breach of conditions / resulting actions.
Timely preparation & submission of review / renewal proposals to Risk Team and coordination with them for completion of timely reviews / renewals
Continuous Monitoring of portfolio
Half yearly review of the borrowers account
Regular updates on sectoral changes with help of external sources.
Periodic review of the borrowers account / monitoring pending PDDs & ensure closure of the same
Regular updates on sectoral changes with help of external sources
Business Support
Help sales team to understand the strength & weakness of the proposal
Timely responding to the requests of sales team.
Support for development of new products and related parameters / documents to Origination and Structuring Head and Zonal Head
Beware of fake websites email IDs Facebook LinkedIn pages that appear similar to ours.
We reserve the right to initiate any appropriate action as we deem fit.
Required Experience:
IC
Job DescriptionEnriching Lives Winning as ONEABC Company Info:Aditya Birla Capital Limited (ABCL) is the holding company for the financial services businesses of the Aditya Birla subsidiaries/JVs that have a strong presence across Protecting Investing and Financing solutions ABCL is a financial sol...
Job Description
Enriching Lives Winning as ONE
ABC Company Info:
Aditya Birla Capital Limited (ABCL) is the holding company for the financial services businesses of the Aditya Birla subsidiaries/JVs that have a strong presence across Protecting Investing and Financing solutions ABCL is a financial solutions group that caters to the diverse needs of its customers across their life cycle. Powered by more than 38000 employees the businesses of ABCL have a nationwide reach with over 1300 branches more than 200000 agents/channel partners and various bank partners.
What makes an ideal ABC Citizen
At ABC we are constantly on the lookout for individuals who resonate with our 5 core values of Speed Passion Integrity Seamlessness and commitment and live them every day while also understanding our vision. We believe in building leaders who thrive on challenges take the onus of creating and sustaining strong teams and forms strong networks as a result of effective relationship-building.
Role Details:
Business
Aditya Birla Capital
Unit
Aditya Birla Capital Limited
Location
Bangalore
Role
Associate Relationship Manager
Department
Wholesale Solutions
Eligibility Criteria
CA/ MBA
Required Skills & Competencies
Analytical thinking and attention to detail.
Integrity and strong ethical standards.
Effective communication and reporting.
Process orientation and innovative mindset.
Networking and stakeholder management.
Ability to conduct training and awareness sessions.
Key Responsibilities:
Key Result Areas (Max 1325 Characters)
Supporting Actions (Max 1325 Characters)
Analysis of quality proposals
To analyse the proposal as per the standard parameters adhering to the credit policy guidelines
Analyse Management Risk Industry Risk Business Risk and Financial Risk of the proposal
Understand proposals by way of trade references banker reference checks and other surrogates.
Responsible for maintaining check on allocated portfolio & provide regular alerts to Relationship Team & Management
Timely processing of credit proposals
Timely preparation of proposals highlighting strength and weakness in the proposal
Personal discussion with customers to understand business cash flows purpose of loan etc and resolution of credit concerns.
Timely submission of proposals alongwith term sheet to Risk Team
Coordination with sales & risk team members to ensure timely approval of proposals.
Discuss the proposal with stakeholders / committee members for their approval
Disbursement & repayment process
Facilitate release of sanction letters to clients
Execute documentation (loan agreements charge documents etc.) as may be stipulated for the transaction
Collaborate with Operations team for closure of documentation queries and pave the way for disbursement
Track debt servicing by the client and also the published overdue report
Renewal / Enhancement of existing facility
Tracking proposals due for review and renewals
Monitoring of covenants stipulated conditions taking approvals for breach of conditions / resulting actions.
Timely preparation & submission of review / renewal proposals to Risk Team and coordination with them for completion of timely reviews / renewals
Continuous Monitoring of portfolio
Half yearly review of the borrowers account
Regular updates on sectoral changes with help of external sources.
Periodic review of the borrowers account / monitoring pending PDDs & ensure closure of the same
Regular updates on sectoral changes with help of external sources
Business Support
Help sales team to understand the strength & weakness of the proposal
Timely responding to the requests of sales team.
Support for development of new products and related parameters / documents to Origination and Structuring Head and Zonal Head
Discover a world of financial solutions at Aditya Birla Capital – your trusted partner for investments, insurance, loans, and a wide range of financial services in India.
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