Director of Product, Grow & Engage

N26 is Europes leading digital bank fully licensed in Germany and active across more than 20 markets. Were not building another fintech product. Were building the bank people actually rely on: the account where their salary lands their bills are paid and their financial life is managed.

That ambition shapes how we build. As we enter a new phase of maturity our focus is on scalability robustness and the kind of operational excellence that earns everyday trust not just signups. New senior leaders are joining to drive this chapter and were sharpening how we ship and sustain products at scale.

Were also expanding into the moments that make a bank indispensable from mobile connectivity to financial tools designed for families. These arent adjacent experiments; theyre part of a deliberate strategy to be embedded in daily life not just downloaded and forgotten.

N26 is looking for a Director of Product to head up our Grow & Engage this role you will own Onboarding & Identity Engagement & Product Discovery Subscriptions Primary Banking domains and lead a cross-functional team driving real impact across N26 from user growth strategies onboarding and identity and customer-facing features.

You will work at the intersection of Product Engineering Marketing and Compliance on one side and real-world banking challenges on the other. Your mission is to translate user acquisition onboarding subscriptions and engagement strategies into scalable compliant product experiences that create long-term value for N26s customers. You will be the connective tissue between growth mechanics and business outcomes ensuring that conversion initiatives and subscription models reach production and deliver tangible top-line results.

• Drive the Growth & Engagement product roadmap: Lead the strategic vision across user onboarding identity verification and subscription features balancing immediate conversion wins with long-term commercial bets.
• Deliver on company-wide OKRs: Take full accountability for key growth metrics including Primary Account Users (PAU) gross profit and customer retention.
• Lead end-to-end product delivery: Own the entire product lifecycle for core growth initiativesfrom opportunity sizing and A/B experimentation to market launch and continuous iteration.
• Execute flagship commercial initiatives: Partner with Marketing Compliance and Engineering to bring high-impact offerings (such as our super tier) to market seamlessly.
• Bridge Growth & Compliance: Navigate complex regulatory standards while maintaining top-of-funnel velocity ensuring every product launch is both fully compliant and frictionless for users.
• Foster an experimental culture: Drive a high-rigor hypothesis-led experimentation framework across your team to optimize conversion funnels and maximize user LTV.
• Manage senior stakeholder alignment: Act as the strategic connective tissue between Product Marketing Risk/Compliance and executive leadership ensuring clear communication and shared priorities.
• Establish actionable growth metrics: Define and track KPIs that measure user engagement funnel efficiency and bottom-line business value to ensure total accountability for outcomes.

• 10 years of product management experience with a heavy focus on driving user acquisition onboarding engagement or subscription growth within a scaled consumer app.
• Commercial & business acumen: Proven track record of tying product decisions directly to top-line business metrics (such as RGU PAU gross profit and LTV). You think like a business owner not just a feature builder.
• Deep analytical mastery: Exceptional ability to work with complex data sets design rigorous A/B experiments analyze funnel conversion and ground every product decision in quantitative evidence.
• Growth mechanics expertise: Deep familiarity with core engagement levers including identity verification onboarding optimization retention loops and subscription packaging.
• Cross-functional leadership: Demonstrated success aligning product strategy with Marketing Growth and Compliance teams to execute seamless high-stakes go-to-market launches.
• Regulatory & financial services awareness: Experience operating within banking or regulated environments balancing aggressive growth targets with strict compliance standards.
• Agile & iterative execution: Comfortable managing multiple growth workstreams in fast-paced high-velocity environments.
• Exceptional communication: Proven ability to translate complex growth hypotheses and performance metrics into clear compelling narratives for executive stakeholders.

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds cultures genders sexual orientations abilities neurodiversities and ages. Were committed to creating an inclusive workspace where everyone feels valued and respected free from harassment and discrimination. If theres anything you need to make the application process work for you please let us know by reaching out to .

Visit our website to learn more about Diversity Equity & Inclusion at N26.