Emigrant Bank

Emigrant Bank has built its business around the huddled masses longing to save. The bank, which also has four regional Emigrant Savings Bank affiliates in the Bronx, Brooklyn, Queens, and Long Island, serves retail and commercial customers in the New York metropolitan area from some 35 branches. It offers online banking nationwide through its EmigrantOnline service. The bank provides standard products such as checking and savings accounts, CDs, IRAs, and credit and debit cards. New York Private Bank & Trust is its wealth management division; subsidiary Emigrant Financial Services offers mutual funds and life insurance. Another unit, Emigrant Mortgage, originates home loans in about a dozen Eastern states.