Senior Credit Analyst

Job Responsibilities

• Conduct credit analysis work including screening and analysis on obligor and fixed income instrument and provide opinion on internal risk rating classification and credit limit
• Prepare detailed credit report in English for credit approval and discuss viewpoints with deal team reviewer and approver in a concise and logical way
• Perform credit operations work including accurate data inputs into system timely approval result communication and record management
• Execute credit risk management related policies and guidelines to ensure the credit assessment work is in compliance with regulations and company policies
• Research and monitor government policy macro-economy and industry trends and analyze the impacts and implication to the credit profile of the obligor
• Work closely with different teams to ensure the work delivery on a timely basis
• Other related tasks in the credit team

Job Profile

• Strong financial educational background Economics Finance and Accounting majors preferred
• At least 8 years credit experience work experience in international financial institutions preferred
• Good command of spoken and written English
• Proficient in MS Office WIND and other applications

Key Competencies

• Strong analytical skills detail oriented
• Able to work independently
• Strong communication skills
• Proactive work attitude
• Teamwork spirit

About Manulife and John Hancock

Manulife Financial Corporation is a leading international financial services provider helping people make their decisions easier and lives better. To learn more about us visit is an Equal Opportunity Employer

At Manulife/John Hancock we embrace our diversity. We strive to attract develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment retention advancement and compensation and we administer all of our practices and programs without discrimination on the basis of race ancestry place of origin colour ethnic origin citizenship religion or religious beliefs creed sex (including pregnancy and pregnancy-related conditions) sexual orientation genetic characteristics veteran status gender identity gender expression age marital status family status disability or any other ground protected by applicable law.

It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process contact .