Underwriter, Insurance Lending Solutions (Contract)
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Job Summary
Join a Challenger
At EQ were remaking banking so every Canadian gets ahead every day. Serving nearly 4 million Canadians from coast to coast we offer a wide variety of financial services from banking and lending to trust and credit union solutions.
Weve been at this since 1970 challenging the conventions of traditional banking with smarter faster and more connected financial experiences.
Whats kept us moving The people behind it all: challengers who ask better questions push back on old assumptions and look for a better way forward.
If youre driven to help reshape how banking works for Canadians and the businesses that power our economy this could be your next big opportunity.
We cant wait to get to know you!
The Core Repsonsibilities!
- Assessthecredit worthiness of both commercial(corporate)and individual borrowerswhile adhering to the Banks lending guidelinesand policies.
- Provide recommendations and approvals within designated limits. Ensure that approved deals close as scheduled and as efficiently as possible by following up on outstanding conditions/documents and ensuring compliance with established guidelines.
- Demonstrate a comprehensive understanding of the nuances of Whole Life Insurance policies including their structure functionality as well as the impact of future policy changes on the credit portfolio.
- Deliver exceptional customer-centric service to both internal and external stakeholders; participate in sales meetings as required.
- Actively engage in team efforts and support colleagues.
- Maintain a high level of professionalism in all interactions.
- Support other areas within the Growth Business unit as required.
Lets Talk About You!
- Post-secondary educationin business or finance.
- In-depth knowledge of commercial underwriting and financial statements analysis.
- Proficient underwriting skills with a minimum of 1 year of commercial lending experience.
- Insurance lending experience preferred
- Exposure to and knowledge of whole life insurance products is highly preferred.
- Strong analytical and problem-solving skills with the ability to assess credit applications holistically.
- Sound knowledge of AML & ATF practices.
- Excellent time management analytical and problem-solving skills able to handle multiple competing priorities. Ability to make decisions under pressure.
- Proven ability to thrive in a constantly changing environment and to perform well in a high volume high intensity environment.
- Excellent relationship building skills.
- Knowledge of fraud risk in the credit and insurance industries and the ability to address concerns relating to suspected misrepresentation is required.
- A desire and a willingness to join a growing team and evolving product.
- Proficiency in MS Office (mainly MS Word and Excel).
- Mandarin speaking will be an asset.
Equity Diversity & Inclusion
EQ is committed to building an inclusive accessible environment where every employee feels valued respected and supported. We believe our organization is stronger and our people thrive when we honour and celebrate diverse experiences identities and perspectives. Were equally committed to supporting your growth both professionally and personally.
We provide a barrierfree recruitment process and work environment. If you require accommodations at any stage we will work with you to ensure you can bring your best self to the process and beyond.
As part of our recruitment process EQ uses AI to help screen assess and/or select applicants for this position. All AI-enabled outputs are reviewed and validated by our talent team. All candidates considered for hire must successfully complete a criminal background check and credit check. While we appreciate every application an EQ recruiter will contact only those whose skills and experience most closely match the requirements of the role.
EQB Inc. (TSX: EQB) is the parent company of Equitable Bank the countrys seventh-largest Schedule I bank by assets which operates EQ Bank Canadas Challenger Bank. EQB Inc. serves nearly 4 million Canadians and manages approximately $150 billion in combined assets under management and administration.
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About Company
At Equitable Bank, we specialize in providing branchless financial services that meet the unique needs of all Canadians. Our range of mortgages, savings accounts and investment options are designed to offer the right solutions to match any unique circumstance.
