Senior Treasury Asset and Liability Management Analyst

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Hours:

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Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.

As a candidate you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Join Treasurys Asset and Liability Management team and help conduct and enhance reporting processes control frameworks forecasts and analytics related to the Banks balance sheet. You will provide analytical support to senior colleagues help guide junior analysts and contribute to accurate efficient and comprehensive reporting.

TD Department Overview: The Treasury and Balance Sheet Management (TBSM) department of TD Bank is responsible for overseeing the management of TDs consolidated non-trading market risk funds transfer pricing measurement framework funding strategies liquidity risk and capital position. TBSM prides itself on fostering a culture that emphasizes development openmindedness shared success strong partnerships and valueadd initiatives. Significant emphasis is placed on developing people through a teaching culture collaboration across teams and a commitment to diversity and inclusion to create an environment where individuals are encouraged to grow challenge ideas constructively and contribute meaningfully to Treasurys objectives.

TBSM ALM Team Overview: The Asset & Liability Management (ALM) team within Treasury is responsible for the measurement management and optimization of the Banks NonTrading Market Risk (NTMR). The team plays a critical role in ensuring the institution remains financially resilient and strategically aligned by overseeing structural interest rate risk balance sheet dynamics hedging strategies and earnings sensitivity. Through disciplined analytics and risk identification ALM supports Treasurys mandate to deliver stable sustainable earnings while operating within the Banks risk appetite and regulatory expectations.

ALM Measurement (or MRMA Measurement) Team Overview: is a centralized function within TBSM responsible for the production analysis governance and control of NTMR and Interest Rate Risk in the Banking Book (IRRBB) measurement activities. The team supports TBSMs responsibility to understand and manage structural market risks arising from the Banks banking-book positions and provides accurate complete and timely risk measurement results support balance sheet management internal and regulatory reporting financial disclosure and management decision-making.

• Develop and maintain financial models used to generate risk measurement information for Asset and Liability Management.
• Analyze asset and liability portfolios evaluate trends reconcile cash flow activity and support balance sheet and Net Interest Income forecasts.
• Develop document and maintain assigned applications and implement changes to the technology base in an orderly manner with minimal service disruption.
• Diagnose and resolve problems of varying complexity collaborating with internal and external partners where expertise or cooperation is required.
• Conduct reporting and meaningful analysis draw conclusions and make recommendations for management or broader audiences.
• Support improvements to processes controls documentation and reporting while maintaining alignment with internal policies and regulatory requirements.
• Lead moderately complex projects end-to-end processes or functional programs within the area of expertise.
• Share knowledge mentor colleagues and keep stakeholders informed on project status issues and relevant developments.

• In-depth expertise in Asset and Liability Management and working knowledge of broader related areas.
• Experience developing financial models performing quantitative analysis and translating complex information into practical advice.
• The ability to solve complex problems involving multiple variables and stakeholders and to recommend process product or service improvements.
• Strong communication and relationship-management skills with the ability to convey business context to internal and external stakeholders.
• A well-managed approach to risk controls confidentiality and evolving regulatory requirements.

• Strengthen the accuracy efficiency and usefulness of balance sheet Net Interest Income and interest rate risk analysis.
• Improve processes models controls and reporting used to support Asset and Liability Management decisions.
• Build team capability through knowledge sharing guidance and continuous improvement.

• Post-secondary degree
• SQL skill is a MUST and other programming languages considered assets
• CFA FRM MBA considered assets
• Principles of asset/liability management capital markets and how Treasury deliver value
• Superior understanding of capital market instruments including bond and interest rate derivatives.
• Superior understanding of risk measurement and valuation concepts (cash flow PV IRR duration convexity etc.).
• TBSM processes and how they interconnect considered an asset
• The features and characteristics of retail banking products
• Market Risk concepts and their application to banking products
• Coordinating cross functional teams to deliver key initiatives
• Managing projects gathering & analyzing business requirements and explaining requirements to system developers
• Mapping-out/re-engineering processes and workflows including associated change management
• Communicating with all levels of the organization including senior management
• Simplifying complex concepts and business results in terms understandable by audiences with varied backgrounds & seniority levels

Competencies and Personal Qualities:

• Excellent interpersonal and communication skills
• Self-starter with a proven ability to meet deadlines own initiatives and work effectively under minimum supervision.
• Strong conceptual analytical and problem-solving capabilities. An ideal candidate is self-driven individual with a strong sense of curiosity able to assess potential drivers and resolutions when issues rise.
• Able to multitask while maintaining attention to detail with tight timelines.
• Quick to learn and apply new concepts
• Demonstrated strong critical thinking problem solving and analytical abilities
• Approach responsibilities with diligence and initiative taking ownership of issues to ensure successful outcomes able to work independently with minimal supervision
• Exceptional organizational skills with an ability to prioritize and manage competing initiatives
• Challenge the status quo and exhibit a forward-looking mindset to identify enhancement opportunities that are efficient and scalable

Work activities include a blend of highly collaborative activities and individual deliverables. Individuals are expected to be onsite 4 days a week. Colleagues may spend more or less days in office as required by the business line.

Who We Are:

TD is one of the worlds leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day we strive to make every interaction product and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada the United States and around the world. More than 95000 TD colleagues bring their skills talent and creativity to foster deeper relationships ensure disciplined execution and build a simpler faster banking experience. TD is deeply committed to being a leader in client experience that is why we believe that all colleagues no matter where they work are client facing. Together we are reimagining what banking can be for our clients colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes a base salary variable compensation and several other key plans such as health and well-being benefits savings and retirement programs paid time off banking benefits and discounts career development and reward and recognition programs. Learn more

Additional Information:
Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations requirements.

Colleague Development

If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If youre passionate about helping clients and building deep lasting relationships TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

Were committed to your success and foster a respectful workplace where diverse perspectives are valued everyone has fair opportunities to grow and you can unlock your full potential to achieve your career goals. Here at TD we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.

Interview Process
Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if youd like accommodations (including accessible meeting rooms captioning for virtual interviews etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):