Senior Product Manager, Money Movement

About Haventree Bank

Haventree Bank is a Schedule I Canadian bank dedicated to advancing financial security and upward mobility for Canadians underserved by traditional financial services. Through our broker-distributed alternative mortgage and GIC solutions as well as our growing digital banking platform we provide straightforward products that support long-term financial well-being and meaningful growth.

As a CDIC-insured federally regulated bank we offer the trust and stability of a traditional financial institution while embracing the innovation and customer-first mindset of a modern digital bank.

If youre looking for a place where your work has a direct impact your ideas are valued and innovation is encouraged Haventree Bank is the place for you.

Position Summary:

Reporting to the Director of Product the Senior Product Manager Money Movement is responsible for leading the strategy execution and evolution of the banks growing portfolio of money movement products/services. This role involves significant greenfield 01 build while also owning and enhancing existing products within the portfolio. The role owns the strategy execution and delivery of the product portfolio from concept through launch and scale. The position works across product engineering design compliance risk and external partners to deliver a modern digital banking experience that drives adoption usage and long-term performance.

Major Duties & Responsibilities:

• Own the card product end-to-end roadmap requirements prioritization delivery and post-launch optimization. You are the single-threaded owner of this workstream.
• Develop the product strategy and long-term vision for money movement identifying opportunities for differentiation new revenue streams product expansion and competitive advantage.
• Act as the primary decision-maker for the card product exercising sound judgment in ambiguous situations and making trade-offs across customer experience risk compliance technology and commercial outcomes.
• Define and sequence the product roadmap in close collaboration with senior leadership balancing speed-to-market with a high-quality client experience.
• Write clear detailed product requirements that engineering design and partner teams can build from including user flows business rules edge cases and acceptance criteria.
• Lead sprint-level execution including backlog management grooming sessions sprint planning release coordination and ensuring delivery stays on track.
• Work directly with external partners card networks processors and platform providers to define integration specifications manage dependencies and align on delivery timelines.
• Model the unit economics of the card program interchange revenue processing costs fraud exposure and program-level profitability and use those models to inform product and pricing decisions.
• Define the KPIs that matter (activation active usage transaction volume cost-to-serve fraud rate) and build reporting and feedback loops that drive continuous improvement.
• Design strategies to drive card adoption activation and habitual usage working with marketing and CRM teams to build campaigns incentives and lifecycle communications that create sticky behaviors.
• Collaborate with design to craft intuitive money movement products and experiences that drive adoption and ongoing usage.

Qualifications & Experience:

Degrees Diplomas & Certifications:

• University degree in Business Engineering Finance Economics or a related field or equivalent practical experience.

Years and Range of Experience Required to Perform the Job:

• 7 years of product management experience in fintech payments or digital banking owning complex products from strategy through execution and launch.
• Proven experience leading 01 product development in fast-moving ambiguous environments.
• Strong experience in cards payments or transaction-based financial products including work with card networks processors or external payment partners.
• Experience driving end-to-end product execution including strategy definition requirements writing and agile delivery.
• Experience working in regulated financial services partnering with Legal Compliance and Risk.
• Strong experience building and using unit economic models to inform product decisions.
• Experience defining KPIs and using data to drive adoption usage and continuous improvement.
• Experience working cross-functionally with Marketing and Design to deliver end-to-end product experiences.
• Strong stakeholder management and communication skills including alignment with senior leadership and cross-functional teams.
• Exceptional written and verbal communication skills strong organization and excellent time management skills to operate across multiple complex workstreams.

While we thank everyone for their interest in Haventree Bank please note that only candidates selected for an interview will be contacted. Haventree Bank is committed to providing accommodation when needed. If you require an accommodation we will work with you to meet your needs.

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Required Experience:

Senior IC