Senior Analyst – Structured Finance, Colorado or Toronto

Grade Level (for internal use):

The Team

Credit Ratings is an integral part of the Global Ratings Services teamcomprisinga diverse group of 1400 analysts spread across key financial hubs worldwide. We are dedicated to delivering high-quality insights and exceptional client service across all industry sectors.

TheStructured Finance and Alternate Investment Fundspractice evaluates the credit risk of securitized products and fund structures byanalyzingunderlying asset performance structural protections cash-flow mechanics and downside stress scenarios. Analysts produce opinions that help issuers and investors compare complex instruments bringing market-relevant perspectives on topics such as performance trends issuance conditions andAIs role in origination and securitization.

Responsibilities and Impact

Team Contribution & Capability Building

• Guide and coach junior analysts and research staff building capability in credit analysis data discipline and analytical tooling to reinforce consistent high-quality outputs.

• Strengthen team productivity by creating reusable analytical assets and contributing to lightweight automation initiatives that free capacity for human analysis and judgment.

• Identify and propose workflow improvements that remove unnecessary manual steps without compromising governance or analytical standards.

Core Analytical & Delivery

• Lead end-to-end credit analysis and surveillance for assigned structured finance credits ensuring timely high-quality delivery with clear accountability for outputs and priorities.

• Synthesize portfolio performance market signals and peer context into decision-ready insights that support rating committee discussions and risk assessments.

• Embed and validate generative AI and large language model tools within analytical workflows maintaining human accountability for all conclusions and material risk judgments.

Stakeholder & Market Engagement

• Engage with external stakeholders alongside senior team members translating complex data and analysis into clear evidence-based narratives for clients and rating committees.

• Prepare well-structured committee materials and communicate complex analytical content in a clear and accessible format for market participants.

Risk Management and Operating

• Apply methodology confidentiality and data governance requirements consistently escalating issues early with clear recommendations to protect analytical integrity.

• Contribute to the responsible design and testing of automation and AI-enabled workflows maintaining clear boundaries between what can be automated and what requires human judgment.

Compensation and Benefits Information (US Candidates)

S&P Global states that the anticipated base salary range for this position is $92000 to $121000 USD. Final base salary will be based on the individuals geographic location as well as experience level skill set training licenses and addition to base compensation this role is eligible for an annual incentive plan. For more information on benefits please click here.

Compensation and Benefits Information (Canadian Candidates)

S&P Global states that the anticipated range of compensation for this position is 94000 to 128000 CAD. Final compensation will be based on the individuals performance geographic location as well as experience level skill set training licenses and accordance with Ontarios new regulations effective January 1 2026 this job posting provides information on expected compensation. S&P Global will not be utilizing artificial intelligence in our hiring process. Additionally we are committed to transparency and will inform all interviewed candidates of hiring decisions within 45 days of their interview. This posting is for an existing vacancy and we encourage you to reach out for further information regarding our hiring practices or any questions you may have. Thank you for considering a career with us!

What Were Looking For

Basic Required Qualifications

• Direct experience analyzing securitized products fund structures or related structured finance instruments.

Team Contribution & Capability Building

• Demonstrated ability to deliver high-quality analytical work across multiple credits with limited oversight and to coach junior colleagues through shared standards and tools.

• Strong collaboration and relationship management skills with the ability to influence through credibility and constructive engagement.

Core Analytical & Delivery

• Demonstrated credit financial and risk analysis skills with the ability to link fundamental drivers to forward-looking risk views.

• Practical experience embedding generative AI or large language model tools into professional workflows to improve productivity and analytical output.

• Proficiency in analytical and spreadsheet tools with a willingness to develop skills in data and automation platforms.

Stakeholder & Market Engagement

• Effective written and verbal communication skills with the ability to synthesize complex analytical content into concise evidence-based narratives for senior stakeholders and rating committees.

Risk Management and Operating

• High standards for analytical quality traceability and governance with sound judgment on the responsible use of AI tools in a controlled environment.

• Demonstrated ability to contribute to automation workflow design and testing with clear judgment on which analytical decisions require human oversight.

Additional Information

• An S&P Global employee at this level would typically have 3 to 5 years of relevant experience in structured finance credit analysis or a related financial field.

• We require all candidates who reach the final stage of our interview process to attend at least one in-person interview which is ordinarily at your nearest S&P Global Ratings office. This must be completed before we can proceed to an offer.

• Employees are required to work from the office a minimum of two days per week.

• Education: Bachelors degree or equivalent required. A masters degree or professional certification (such as CFA) is highly valued. We welcome candidates from traditional finance disciplines as well as diverse academic backgrounds that support innovative and critical thinking.

About S&P Global Ratings
At S&P Global Ratings our analyst-driven credit ratings research and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness we enable growth across a wide variety of organizations including businesses governments and institutions.

S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the worlds foremost provider of credit ratings benchmarks analytics and workflow solutions in the global capital commodity and automotive markets. With every one of our offerings we help many of the worlds leading organizations navigate the economic landscape so they can plan for tomorrow today.

For more information visit In It For You

Our Mission:

Advancing Essential Intelligence.

Our People:

Were more than 35000 strong worldwideso were able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. Were committed to a more equitable future and to helping our customers find new sustainable ways of doing business. Join us and help create the critical insights that truly make a difference.

Our Values:

Integrity Discovery Partnership

Throughout our history the worlds leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do bring a spirit of discovery to our work and collaborate in close partnership with each other and our customers to achieve shared goals.

Benefits:

We take care of you so you cantake care of business. We care about our people. Thats why we provide everything youand your careerneed to thrive at S&P Global.

Our benefits include:

• Health & Wellness: Health care coverage designed for the mind and body.

• Flexible Downtime: Generous time off helps keep you energized for your time on.

• Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.

• Invest in Your Future: Secure your financial future through competitive pay retirement planning a continuing education program with a company-matched student loan contribution and financial wellness programs.

• Family Friendly Perks: Its not just about you. S&P Global has perks for your partners and little ones too with some best-in class benefits for families.

• Beyond the Basics: From retail discounts to referral incentive awardssmall perks can make a big difference.

For more information on benefits by country visit: Hiring and Opportunity at S&P Global:

At S&P Global we are committed to fostering a connected andengaged workplace where all individuals have access to opportunities based on their skills experience and contributions. Our hiring practices emphasize fairness transparency and merit ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration we drive innovation and power global markets.

S&P Global has a Securities Disclosure and Trading Policy (the Policy) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global some Divisions pursuant to the Policys requirements candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy.

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Equal Opportunity Employer

S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity color religion sex sexual orientation gender identity national origin age disability marital status military veteran status unemployment status or any other status protected by law. Only electronic job submissions will be considered for employment.

If you need an accommodation during the application process due to a disability please send an email to:and your request will be forwarded to the appropriate person.

US Candidates Only:Know Your Rights: Workplace discrimination is illegal