Senior Analyst, Loan Review

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If youre looking for your next dream job consider this one in BMOs ERPM Risk group where every colleague helps protect and grow the bank by providing independent review and oversight of enterprise-wide risks working together to maintain a risk management framework and fostering a strong risk culture.
#ERPMDreamJobs

Monitors analyzes and reports on the quality of risk-related decisions for the Real Estate lending portfolio. Examines individual transactions and aggregate level portfolio information to provide insights on the accuracy and consistency of decisions relative to risk strategies policies and appetite. Identifies deficiencies and recommends corrective action plans.

• Supports the execution of strategic initiatives in collaboration with internal and external stakeholders.
• Supports the development and promotion of a business/group program.
• Provides input into the planning and implementation of operational programs.
• Independently examines credit transactions for adherence to all policies and procedures applicable to the transaction based on established assessment processes.
• Documents and reports results of reviews on an individual and summary basis; identifies and recommends action plans for resolving issues.
• Identifies where corrective actions are required (e.g. incomplete investigations and analysis unauthorized advances possible fraudulent transactions) and escalates per guidelines; ensures corrective action is taken.
• Consults with stakeholders to improve consistency and transparency of risk measurement metrics and reporting.
• Develops solutions and makes recommendations based on an understanding of the business strategy and stakeholder needs.
• Provides advice and guidance to assigned business/group on implementation of solutions.
• Builds effective relationships with internal/external stakeholders.
• Employs systems (e.g. customized exception reports tracking reports etc.) to manage information.
• Integrates information from multiple sources to enable more efficient processes enhanced analysis and/or streamlined reporting.
• Breaks down strategic problems and analyses data and information to provide insights and recommendations.
• Identifies business needs designs/develops tools and training programs; may include delivery of training to audiences.
• Focus is primarily on business/group within BMO; may have broader enterprise-wide focus.
• Exercises judgment to identify diagnose and solve problems within given rules.
• Works independently on a range of complex tasks which may include unique situations.
• Broader work or accountabilities may be assigned as needed.

  Qualifications:

• Typically between 4 - 6 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
• In-depth knowledge of credit portfolio management and risk management practices.
• Credit/lending experience in Real Estate.
• Technical proficiency gained through education and/or business experience.
• Verbal & written communication skills - In-depth. Bilingual in French & English required.
• Collaboration & team skills - In-depth.
• Analytical and problem solving skills - In-depth.
• Influence skills - In-depth.
• Data driven decision making - In-depth.

The above represents BMO Financial Groups pay range and type.

Salaries will vary based on factors such as location skills experience education and qualifications for the role and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles the salary listed above represents BMO Financial Groups expected target for the first year in this position.

BMO Financial Groups total compensation package will vary based on the pay type of the position and may include performance-based incentives discretionary bonuses as well as other perks and rewards. BMO also offers health insurance tuition reimbursement accident and life insurance and retirement savings plans. To view more details of our benefits please visit: Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting positive change for our customers our communities and our people. By working together innovating and pushing boundaries we transform lives and businesses and power economic growth around the world.

As a member of the BMO team you are valued respected and heard and you have more ways to grow and make an impact. We strive to help you make an impact from day one for yourself and our customers. Well support you with the tools and resources you need to reach new milestones as you help our customers reach theirs. From in-depth training and coaching to manager support and network-building opportunities well help you gain valuable experience and broaden your skillset.

To find out more visit us at is committed to an inclusive equitable and accessible workplace. By learning from each others differences we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO directly or indirectly will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid written and fully executed agency agreement contract for service to submit resumes.