Retirement Pricing Actuary, Retirement and Wealth Finance

As a Retirement Pricing Actuary on the Retirement and Wealth Finance team you will play a pivotal role in supporting the US and Canada Retirement businesses by managing Retirement pricing models and conducting financial analysis for Guaranteed Products such as the Stable Value Fund in the US and the Guaranteed Interest Account in Canada.

Your work will involve producing critical analyses to assist stakeholders including Senior Management Pricing and Risk Management thereby directly contributing to our mission of optimizing financial outcomes and ensuring robust product governance.

This opportunity allows you to deepen your expertise in Canada and US Retirement products collaborate with multiple teams and expand your professional network within GWAM and the broader Manulife Financial Corporation (MFC)

Position Responsibilities:

• Serve as Retirement Pricing Actuary providing expert input across various product pricing initiatives and projects in US and Canada markets.

• Ownership of guaranteed products portfolio including playing the role of model expert on all guaranteed products modelling and model management activities.

• Steward pricing assumptions for Retirement products including ongoing monitoring of key experience-related assumptions.

• Demonstrate a strong understanding Retirement Recordkeeping business pricing framework including capital requirements under both US and Canada regulatory frameworks.

• Facilitate collaboration with various pricing partners to support pricing strategies risk management capital management and ALM activities for Balance Sheet supported products.

• Support underwriting of large opportunities through leading pension plan level financial analysis overall pricing pricing credits and monitoring of sales incentive programs performance. This will include developing models to support Plan Level analysis producing financial reports and providing insights on key performance indicators.

• Support financial analysis and reporting to senior management.

• Assess pricing initiatives impact on profitability and other key metrics driven by strategic business considerations.

• Partner with Product Pricing Actuarial Risk Capital Management ALM and other collaborators to achieve business and company goals.

• Support ongoing optimization of business and modelling processes including automation of manual processes.

Required Qualifications:

• University degree in Accounting Actuarial Studies Finance Data Analytics Statistics Mathematics or related fields with substantial experience in progressive finance roles. Professional designation preferred (FSA FCIA ASA ACIA etc.).

• Proven work experience in financial pricing or actuarial analysis modeling and reporting.

• Experience in IFRS reporting and capital management with a proven track record of applying these skills within the context of retirement finance and pricing strategies.

• Advanced or expert-level knowledge of Moodys AXIS Integrated Asset-Liability modelling Excel Financial Modeling Reporting programs VBA coding PowerPoint.

• Self-starter with the ability to balance multiple priorities in a demanding deadline-driven environment.

• Strong work ethic positive attitude and eagerness to learn and take on new responsibilities.

• Strong interpersonal skills and ability to collaborate across departments within the organization.

• Exceptional analytical and problem-solving skills; attention to detail; innovative and strategic problem solver.

• Strong verbal and written communication skills to effectively engage with diverse groups.

• Ability to work both independently and within a team to support broader Retirement initiatives.

• Capable of making recommendations based on sound judgment from financial pricing and actuarial data and analytics.

Preferred Qualifications:

• Working knowledge of United States and Canada retirement products and balance sheet based investments products with embedded guarantees.

• Strong business sense with the ability to communicate technical concepts and pricing results clearly and concisely.

• Bilingualism (English and French) is an asset. If the successful candidate is in Québec proficiency in both languages will be required to support clients from various provinces outside of Quebec.

When you join our team:

• Well empower you to learn and grow the career you want.

• Well recognize and support you in a flexible environment where well-being and inclusion are more than just words.

• As part of our global team well support you in shaping the future you want to see

If you are applying to this role inMassachusetts please note the salary range is $92475 - $160290USD. Additionally employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance.

The role being advertised is an existing vacancy.

About Manulife and John Hancock

Manulife Financial Corporation is a leading international financial services provider helping people make their decisions easier and lives better. To learn more about us visit is an Equal Opportunity Employer

At Manulife/John Hancock we embrace our diversity. We strive to attract develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment retention advancement and compensation and we administer all of our practices and programs without discrimination on the basis of race ancestry place of origin colour ethnic origin citizenship religion or religious beliefs creed sex (including pregnancy and pregnancy-related conditions) sexual orientation genetic characteristics veteran status gender identity gender expression age marital status family status disability or any other ground protected by applicable law.

It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process contact .

Referenced Salary Location

Salary range is expected to be between

Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance. The actual salary will vary depending on local market conditions geography and relevant job-related factors such as knowledge skills qualifications experience and education/training. If you are applying for this role outside of the primary location please contact for the salary range for your location.

Manulife offers eligible employees a wide array of customizable benefits including health dental mental health vision short- and long-term disability life and AD&D insurance coverage adoption/surrogacy and wellness benefits and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays vacation personal and sick days and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S. please contact for more information about U.S.-specific paid time off provisions.

We use data and analytics technologies such as artificial intelligence (AI) and automated processing tools to analyze and process the information you provide to us or third parties in the application process. For more information please refer to our personal information collection statement.