Director, Product Finance

The Director Product Finance is a member of the North American Retail Finance team and the finance partner to Manulife Wealth and Asset Managements Global Investment Product team. Accountable for leading financial analysis across product launches pricing rationalization evaluations strategic partnerships and other product related initiatives. You will be able to convert complex economics into clear recommendations for senior leadership challenges assumptions and influences decisions that improve revenue growth margins capital efficiency and long-term product value.

Position Responsibilities:

Product P&L Forecasting & Performance Management:

• Own product-level P&L performance including 15(c) profitability analysis governance and reporting.

• Lead product revenue forecasting and margin analysis connecting AUM flows market performance pricing and expense drivers to earnings outcomes.

• Develop transparent performance views that distinguish structural economics from temporary impacts and identify the products channels and initiatives creating or destroying value.

• Partner with Product and Distribution to translate financial results into actionable recommendations targets and performance improvement plans.

Product Economics Pricing & Lifecycle Management:

• Lead financial modeling for product launches including revenue expense scale margin capital sensitivity and break-even analysis.

• Assess pricing and fee structures competitive positioning client economics and profitability trade-offs; recommend changes that balance growth marketability and shareholder value.

• Manage product profitability across the full lifecycle from concept and launch through scale repositioning closure or merger.

• Provide financial support for product rationalization including scenario analysis stranded cost considerations client impacts and implementation economics.

• Establish decision frameworks and monitoring to ensure product economics remain aligned with strategic and financial objectives.

Business Cases Capital & Strategic Initiatives:

• Evaluate the economics of new initiatives and prepare decision-ready business cases with clear assumptions sensitivities risks return metrics and alternatives.

• Lead financial assessments of seed capital needs and capital usage including expected strategic benefits opportunity cost utilization return potential and exit considerations.

• Provide business case support for strategic partnerships including commercial terms revenue and cost sharing implementation investment risk and expected return on investment.

• Track approved initiatives against business case commitments and recommend corrective action where expected benefits or economics are at risk.

Business Partnership Marketing Finance & Leadership:

• Serve as the primary finance partner to Product building strong relationships and influencing decisions without direct authority.

• Lead marketing support planning and forecasting evaluate investment effectiveness and provide clear reporting for senior leadership and the Board.

• Synthesize complex financial and product information into concise narratives recommendations and decision materials for executive audiences.

• Lead cross-functional analyses and projects involving Product Distribution Marketing Investments Operations Risk Legal Tax and other Finance teams.

• Develop team capability through coaching clear priorities quality standards and continuous improvement of product finance models data governance and processes.

Required Qualifications:

• University degree in Accounting Finance Business Economics or a related discipline; CPA CFA and/or MBA preferred.

• 10 years of progressive finance experience including senior business partnership financial planning and analysis product economics or profitability management.

• Demonstrated experience in wealth and asset management investment products or a comparable financial services environment.

• Strong financial modeling capability across product P&Ls pricing break-even analysis forecasting business cases capital deployment and return on investment.

• Proven ability to translate AUM flows market performance fees expenses and capital usage into earnings margin and profitability implications.

• Demonstrated ability to challenge assumptions manage ambiguity lead complex cross-functional initiatives and influence senior stakeholders without direct authority.

• Excellent executive communication and financial storytelling skills with the judgment to identify key risks trade-offs and required decisions.

• Advanced proficiency with Microsoft Excel and PowerPoint and experience with enterprise planning reporting and analytical tools.

Preferred Qualifications:

• Experience with mutual funds ETFs institutional investment products segregated funds or related product structures.

• Knowledge of management fee economics distribution arrangements product governance seed capital and fund profitability practices.

• Experience supporting product launches pricing decisions product rationalization strategic partnerships or marketing investment planning.

• Experience preparing materials for executive committees Boards or formal product governance forums.

• People leadership experience and a track record of developing high-performing finance talent.

• Bilingualism (English and French) is an asset. If the successful candidate is in Québec proficiency in both languages will be required to support clients from various provinces outside of Quebec.

When you join our team:

• Well empower you to learn and grow the career you want

• Well recognize and support you in a flexible environment where well-being and inclusion are more than just words

• As part of our global team well support you in shaping the future you want to see

#LI-Hybrid

The role being advertised is an existing vacancy.

About Manulife and John Hancock

Manulife Financial Corporation is a leading international financial services provider helping people make their decisions easier and lives better. To learn more about us visit is an Equal Opportunity Employer

At Manulife/John Hancock we embrace our diversity. We strive to attract develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment retention advancement and compensation and we administer all of our practices and programs without discrimination on the basis of race ancestry place of origin colour ethnic origin citizenship religion or religious beliefs creed sex (including pregnancy and pregnancy-related conditions) sexual orientation genetic characteristics veteran status gender identity gender expression age marital status family status disability or any other ground protected by applicable law.

It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process contact .

Referenced Salary Location

Salary range is expected to be between

Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance. The actual salary will vary depending on local market conditions geography and relevant job-related factors such as knowledge skills qualifications experience and education/training. If you are applying for this role outside of the primary location please contact for the salary range for your location.

Manulife offers eligible employees a wide array of customizable benefits including health dental mental health vision short- and long-term disability life and AD&D insurance coverage adoption/surrogacy and wellness benefits and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays vacation personal and sick days and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S. please contact for more information about U.S.-specific paid time off provisions.

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