Director, Emerging Risk & Risk Intelligence

Beem Credit Union: Banking for every journey

Beem is redefining what it means to be a credit union. With 80 years of cooperative history and a bold vision for the future weve united to create a financial partner that offers both digital ease and people-first service.

Our mission is clear:financial wellness for all.We help British Columbians achieve their goals through personalized advice innovative technology and genuine human connection.

As one of BCs largest credit unions we serve over200000 membersacross66 brancheswith$18 billion in assets under administration.

If youre passionate about making a difference and want to join a team that values collaboration innovation and purpose join us on the journey.

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What this role is all about:

Reporting tothe Chief Risk Officer theDirectorEmerging Risk & Risk Intelligenceis accountable for institutionalizing the credit unions forward-looking risk capability and embedding risk intelligence directly into enterprise strategy.

This role ensures the organizationanticipatesstructural shifts in the external environment and translates those shifts into clear strategic implications and actionable decisions. TheDirectoridentifiesweak signals disruptive forces regulatory inflection points macroeconomic changes technological acceleration demographic transitions and competitive transformation that could materially alter the credit unions long-term business model financial resilience and strategic positioning.

The primary mandate of this role is to ensure that enterprise strategy is tested informed and strengthened by forward-looking risk insight enabling the credit union to act proactivelyallocatecapital wisely build resilience and innovate responsibly.

This role is open to a hybrid work arrangement in the Lower Mainland or Kelowna region of British Columbia. While we will accept applications from elsewhere in Canada we anticipate filling this role with a candidate located in British Columbia.

Whatyoulldo:

Strategic Integration & Enterprise Planning Influence

• Serve as the primary risk partner to the Strategy function and Executive Leadership Team during annual and multi-year strategic planning cycles.
• Identifyand challenge core strategic assumptions underpinning growth plans capital allocation funding strategy digital investments and product expansion.
• Develop forward-looking risk intelligence thatinformsenterprise strategy refreshes capital planning liquidity positioning technology investment decisions and risk appetite calibration.
• Integrate external market geopolitical and industry uncertainties into core strategic planning processes ensuring they proactively shape executive decisionâmaking rather than being considered retrospectively.
• Present strategicenterprise-widerisk insights and scenario implications to Executive Leadership and the Board to support informed debate and disciplined risk-taking.

Institutionalize Enterprise Risk Intelligence

• Leaddesignand implement a formal Emerging Risk & Risk Intelligence framework including governance structures methodologies reporting standards and escalation protocols.
• Establish structured horizon scanning and signal detection capabilities across macroeconomic geopolitical technological environmental regulatory demographic and competitive domains.
• Distinguish cyclical volatility from structural transformation andelevate onlyrisks with material long-term enterprise impact.
• Produce periodic emerging risk briefings thematic deep dives and forward-looking intelligence reports for seniorand Executiveleadership and governance forums.

Strategic Scenario Design & Enterprise Stress Testing Integration

• Lead the design of forward-looking enterprise scenarios that test the durability of the credit unions strategy and business model.
• Partner closely with the Director Financial Risk & Modelling Finance Treasury Strategy andotherbusiness unitsenior leadershipto translate scenarios into quantified impacts on capital liquidity earnings and balance sheet resilience.
• Leadand overseedevelopmentand advancement of the stressâtesting framework beyond regulatory compliance to evaluate strategic resilience and business model viability under a range of adverse scenarios.
• Lead crossâfunctional scenarioâplanning workshops that evaluate the broader organizational ripple effects of external disruption.
• Translate scenario outputs intoenterprise-wideexecutive decision frameworkshighlightingstrategic vulnerabilitiesrequiredmanagement actions risk appetite implicationscapitaland liquidity trade-offs.
• Embed analytical outputs into enterprise strategic planning capitalplanningand resource allocation processes to ensure dataâdriven forwardâlooking decisionâmaking across the organization.

Early Warning Systems & Predictive Risk Signals

• Develop andmaintainenterprise early-warning indicators (EWIs) aligned to strategic assumptions and risk appetite.
• Build forward-looking dashboards and intelligence tools that detect inflection points before risks fully materialize.
• Integrate leading indicators into enterprise reporting enabling proactive executive action.
• Establish feedback loops that continuously refine indicators based on market developments and internal performance trends.

Product Innovation & Business Model Risk Assessment

• Provide strategic partnershipswith Strategy Product Innovation and Business Line leaders to evaluate emerging risks associated withcurrent and future productsnew initiatives digital transformation and growth strategies.
• Overseepre-mortems future-state risk assessments and scenario-based evaluations oftheorganizationsmostmaterial strategic initiativesleadingalignment with enterpriseobjectivesand risk appetite.
• Surfaceunintended consequences structural vulnerabilities and long-term resilience gaps in new venturesto inform long term sustainability and executive decision making.
• Championinnovation initiatives with a proactive forwardâlooking risk lens toembed resilience sustainability into enterprise-wide innovation and transformation efforts.
• Provide strategicpartnerships withStrategy Product Innovation and Business Lineleaders toassess emerging enterprise risks tied to new products digital transformation and longâterm growth priorities.

Risk Innovation Automation & Advanced Analytics

• Modernize risk intelligence through automation advanced analytics and AI/ML-enabled tools.
• Implementand overseescenario engines and predictive analytics to enhance risk detection and strategic insight generation.
• Strengthen the organizations ability tooperatewith dynamic data-driven foresight rather than static retrospective reporting.
• Support the broader evolution of theorganizationsrisk function toward a digitally enabled insight-driven capability.

Enterprise Integration & Governance Influence

• Partner with Financial Risk Operational Risk ERM Finance and Strategy to ensure emerging risk insights are integrated into enterprise risk aggregation and reporting.
• Elevate the quality of forward-looking risk dialogue in governance forums including ALCO Risk Committee and Board discussions.
• Provide independent and constructivechallengewhere emerging risks call into question prevailing strategic assumptions.
• Maintain strong collaborative relationships with external agencies regulators and industry partners to remain informed of emerging trends and expectations.

Leadership &Capability Building

• Foster a culture of curiosity disciplined thinking intellectual rigor and constructive challenge.
• Develop enterprise literacy around emerging risks through executive briefings workshops and education sessions.
• Institutionalize foresight processes so that capability is embedded within the organization rather than dependent on individuals.

Whatyoullbring:

• Bachelors degree in Economics Finance Risk Management Data Science Public Policy or related field; aMastersdegree or professional designation (CFA FRM CRM) is an asset.
• 10 years of experience in risk management strategy analytics or related fields within financial services.
• Expertisein stress testing scenario analysis macroeconomic analysis or emerging risk identification.
• Strong capability in change management and a forwardâlooking perspective suited to a modern innovative financial institution.
• Experience with automation tools advanced analytics or data science methodologies is highly beneficial.
• Ability to synthesize complex trends and communicate insights clearly to executives and the Board.
• Strong relationshipâbuilding skills with proven ability to influence crossâfunctional leaders.
• Demonstrated ability to lead strategic initiatives and drive adoption of new tools processes or intelligence frameworks.
• Equivalent combination of the above may be appropriate

Total Rewards:

Our total rewards approach reflects Beems values celebrating success investing in your growth and supporting you at work and in life.

At Beem we are BOLD and Always Welcoming and our values are at the forefront of everything we do!

• Build Together: You are a team player who thrives on collaboration sparks ideas and fosters inclusivity.
• Own It: You are ready to take charge drive change and deliver outstanding results.
• Lead with Agility: You are a dynamic adaptable thinker who thrives on challenge and innovation.
• Driven by Curiosity: You are eager to explore learn and shape the future.

Ready to join

Visit us at learn more about whatitslike to work for Beem Credit Union!Wesincerely thankall applicants for their interest; however only shortlisted candidates will be contacted for an interview.

We at Beem Credit Union are committed to ensuring inclusive employment practices and an accessible business environment for our employees. We do not discriminate based on any protected attribute covered by the Human Rights Code and encourage allqualiïedcandidates to apply. We are committed to a fair andequitablehiring process for all candidates. All applications are reviewed by a member of our team.

Beem Credit Union serves communities across many traditional Territories and Treaty areas in British Columbia. We are grateful to live and work on this land and are committed to reconciliation decolonization and building strong connected relationships.

Required Experience:

Director