Director, Compliance Advisory & Enablement

Beem Credit Union: Banking for every journey

Beem is redefining what it means to be a credit union. With 80 years of cooperative history and a bold vision for the future weve united to create a financial partner that offers both digital ease and people-first service.

Our mission is clear:financial wellness for all.We help British Columbians achieve their goals through personalized advice innovative technology and genuine human connection.

As one of BCs largest credit unions we serve over200000 membersacross66 brancheswith$18 billion in assets under administration.

If youre passionate about making a difference and want to join a team that values collaboration innovation and purpose join us on the journey.

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What this role is all about:

Reporting to the VP Compliance the Director Compliance Advisory & Enablement enables business units to advance strategic priorities while operating within Beems compliance fraud privacy AML/ATF and regulatory risk expectations. The role acts as a senior enterprise advisor thought partner and empowered decisionmaker on behalf of Compliance Fraud Privacy and AML translating complex obligations into clear practical guidance that helps leaders find responsible ways to move initiatives forward. Working across the organization the Director brings a strong understanding of a large credit union operating environment and supports leaders to consider the interconnected impacts of decisions on systems processes people members and controls. The role ensures compliance considerations are embedded early in business planning product and service development process change digital transformation and operational initiatives so Compliance is experienced as a trusted partner in responsible growth.

This role is open to hybrid/remote working arrangements within British Columbia.

What youll do:

Strategic Compliance Enablement & Business Advisory

• Serve as a senior Compliance advisor and strategic thought partner enabling business units to find practical risk-based guidance and solutions.
• Partner with business leaders to shape options solve complex challenges and enable progress while ensuring compliance fraud privacy AML/ATF and regulatory risks are effectively understood and managed.
• Partner with leaders early in the development of new products services process enhancements technology initiatives and transformation projects to identify and address fraud privacy AML/ATF and regulatory considerations before key decisions are made.
• Translate complex regulatory and financial crime requirements into business implications options recommendations and implementation guidance.
• Support leaders in making informed risk-based decisions that balance regulatory expectations operational feasibility member experience strategic objectives and risk appetite.
• Deliver clear timely and empowered advisory decisions on behalf of Compliance Fraud Privacy and AML ensuring business partners receive one coordinated enterprise view.
• Provide clear constructive challenge and risk-based guidance by articulating when a proposed path cannot be supported explaining the regulatory and risk rationale outlining business implications and recommending viable alternatives where appropriate.
• Build and sustain trusted partnerships across business lines positioning Compliance as a credible advisor and enabling partner that supports informed decision-making and success.

Credit Union Operating Environment & Change Enablement

• Assess interconnected business impacts across systems processes people members controls and regulatory obligations and inform strategic and operational decisions based on a strong understanding of the operating environment of a large credit union.
• Assess and mitigate the impacts of proposed changes on upstream and downstream teams member-facing operations technology platforms control design operational capacity and implementation risk.
• Apply change management principles to support business partners in anticipating and addressing adoption challenges communication requirements training impacts process ownership and sustainable operational handoffs.
• Support business partners through organizational change to identify assess escalate risks while maintaining momentum and supporting timely execution.
• Evaluate and communicate the strategic operational regulatory and member-impacts of both action and inaction to promote and influence a balanced risk culture.

Fraud Privacy AML/ATF & Regulatory Compliance Expertise

• Provide senior-level subject matter expertise across fraud prevention privacy AML/ATF financial crime and regulatory compliance disciplines.
• Advise business units on regulatory obligations and operational implications including consumer protection privacy reporting member due diligence fraud controls and supervisory expectations.
• Identify compliance and financial crime risks arising from new or changing business activities products services delivery channels vendors and member segments.
• Provide constructive challenge and practical alternatives where proposed approaches may create regulatory privacy fraud AML/ATF reputational or member-impact risks.
• Maintain strong awareness of evolving regulatory expectations industry practices financial crime trends and emerging risks relevant to Beem and the credit union sector.

Cross-Functional Initiative Leadership

• Collaborate on cross-functional initiatives where compliance fraud privacy AML/ATF or regulatory considerations are material to successful delivery.
• Partner with operations product digital technology member experience legal risk and governance leaders to design and implement compliant solutions that support and efficiently execute business objectives.
• Provide expert advice and analysis to support strategic initiatives ensuring decisionmakers understand compliance risks required controls mitigation strategies and key decision trade-offs.
• Promote consistent escalation documentation and accountability where initiatives introduce material compliance or financial crime risk.
• Apply extensive operational knowledge of financial institutions to provide practical implementable advice that aligns with business processes and operational realities.

Risk-Based Decision Support & Compliance Integration

• Apply sound judgment and a risk-based approach to assess compliance requirements determine appropriate control measures and identify escalate or remediate risks as needed.
• Exercise delegated decision-making authority and communicate clear positions on behalf of Compliance Fraud Privacy and AML including approvals conditions escalation requirements or decisions to decline initiatives where risk cannot be managed.
• Embed compliance requirements into business processes controls procedures training reporting and operational guidance to support sustainable adoption.
• Prioritize compliance activities based on materiality regulatory exposure member impact operational complexity and risk appetite.
• Provide clear recommendations that help leaders understand options consequences required controls and residual risk.
• Document and communicate clear defensible decision rationales that enable business partners senior leaders and control functions to understand requirements risks and business impacts.
• Implement proactive data-informed business-aligned second line practices that strengthen risk oversight to advance the maturity of Compliance.

Compliance Culture Communication & Organizational Enablement

• Provide clear guidance and advice tailored to diverse business units and leadership groups to strengthen enterprise-wide compliance literacy.
• Communicate complex compliance matters in plain language with a focus on clarity actionability and practical implementation.
• Foster transparency timely escalation constructive challenge responsible innovation and a balanced view of risk that considers both the risk of action and the risks of inaction.

What youll bring:

• 10 years of progressive experience in compliance fraud prevention AML/ATF privacy regulatory compliance financial crime risk management or a related field within financial services.
• Strong technical knowledge of fraud privacy AML/ATF and regulatory compliance.
• Strong understanding of a large credit union operating environment including how decisions affect systems processes people controls member experience and change adoption.
• Proven ability to influence senior leaders and advise cross-functional partners on complex matters using clear pragmatic and risk-based judgment.
• Demonstrated ability to make clear defensible decisions on behalf of compliance-related functions including explaining rationale implications conditions escalations and alternatives.
• Experience enabling strategic initiatives transformation efforts product or service changes technology implementations or process redesign in a fast-paced environment with shifting priorities and ambiguity.
• Demonstrated ability to be adaptable and comfortable operating in a fast-paced evolving environment where priorities shift ambiguity is common and timely judgment is required.
• Strong business acumen to articulate risk-based decisions and provide constructive challenge by clearly communicating rationale implications and alternative paths.
• Relevant professional designation or training in compliance AML/ATF privacy fraud risk management or financial services is considered an asset.
• Equivalent combination of education and experience may be considered.

Required Experience:

Director