Data Scientist II, Enterprise Payments Data & Analytics

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Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.

As a candidate you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview

The Enterprise Payments Data & Analytics team within AI2 (Analytics Insights and AI) is responsible for delivering data and insights that support the modernization monitoring and optimization of core payment processes across the bank. We partner closely with business and technology teams to enable end-to-end visibility into the performance of payment products strengthen governance and drive data-driven decision making through building scalable data pipelines and enterprise dashboards enhancing operational monitoring and reporting and supporting large-scale transformation programs to improve efficiency resilience and client experience across payment platforms.

Job Description:

The Data Scientist II Enterprise Payments Data & Analytics will design build and deploy analytics solutions across cloud-based platforms translating complex business problems into production-ready data assets insights and automated analytics. This role combines strong technical expertise analytical thinking and business partnership to deliver measurable outcomes across operations risk and performance management.

Key Responsibilities include:

• Develop scalable analytics solutions using Python SQL PySpark and PowerBI within cloud environments (Azure Databricks and enterprise data platforms)
• Build curated datasets automated pipelines and analytics layers that support operational monitoring performance insights and regulatory controls
• Analyze large complex datasets to identify trends risks gaps and optimization opportunities
• Translate ambiguous business questions into structured analytical frameworks and actionable deliverables
• Embed data quality checks validation and automation into all analytics products
• Partner cross-functionally with business stakeholders data engineering teams and enterprise analytics groups
• Communicate insights through dashboards presentations and executive-ready storytelling
• Continuously improve analytics processes standards and reusable data assets
• Support a strong risk and control culture through robust analytical monitoring and governance

Job Requirements:

• Undergraduate degree in quantitative or technical discipline such as Mathematics Statistics Computer Science Engineering or Finance
• 3 years of hands-on experience in Data Science or Data Engineering roles delivering scalable analytics solutions in complex environments
• Strong programming skills in Python and SQL with proven experience working with large and complex datasets
• Experience with enterprise-scale cloud data platforms and understanding of associated tools data structures controls and constraints (Azure Databricks is preferred)
• Proven ability to apply statistical methods machine learning techniques and data wrangling to solve business problems and generate actionable insights
• Experience designing and delivering data visualizations and dashboards (e.g. Power BI) to communicate insights to both technical and non-technical stakeholders
• Strong business acumen with the ability to translate ambiguous requirements into structured analytical solutions
• Demonstrated experience working in cross-functional teams including collaboration with business stakeholders data engineers and technology partners
• Excellent communication and storytelling skills with the ability to influence decision-making through data

Who We Are:

TD is one of the worlds leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day we strive to make every interaction product and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada the United States and around the world. More than 95000 TD colleagues bring their skills talent and creativity to foster deeper relationships ensure disciplined execution and build a simpler faster banking experience. TD is deeply committed to being a leader in client experience that is why we believe that all colleagues no matter where they work are client facing. Together we are reimagining what banking can be for our clients colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes a base salary variable compensation and several other key plans such as health and well-being benefits savings and retirement programs paid time off banking benefits and discounts career development and reward and recognition programs. Learn more

Additional Information:
Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations requirements.

Colleague Development

If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If youre passionate about helping clients and building deep lasting relationships TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

Were committed to your success and foster a respectful workplace where diverse perspectives are valued everyone has fair opportunities to grow and you can unlock your full potential to achieve your career goals. Here at TD we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.

Interview Process
Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if youd like accommodations (including accessible meeting rooms captioning for virtual interviews etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):