Credit Solutions Associate

Beem Credit Union: Banking for every journey

Beem is redefining what it means to be a credit union. With 80 years of cooperative history and a bold vision for the future weve united to create a financial partner that offers both digital ease and people-first service.

Our mission is clear:financial wellness for all.We help British Columbians achieve their goals through personalized advice innovative technology and genuine human connection.

As one of BCs largest credit unions we serve over200000 membersacross66 brancheswith$18 billion in assets under administration.

If youre passionate about making a difference and want to join a team that values collaboration innovation and purpose join us on the journey.

Learn more:

What this role is all about:

The Credit Solutions Associate provides critical credit support and analysis to the Commercial team ensuring strong portfolio performance and compliance with Beems credit standards. This role focuses on financial analysis underwriting and risk assessment for renewals and new lending opportunities contributing to Beems growth and commitment to financial wellness through digital-first solutions.

This role is open to a hybrid work arrangement working from our Burnaby Hub approximately twice per week.

What youll do:

Credit Analysis & Underwriting

• Analyze financial statements appraisals and environmental reports to assess creditworthiness and risk.
• Prepare annual reviews loan renewals and underwriting documentation in compliance with Beems credit policies.
• Assist Credit Solutions Managers and Relationship Managers with margin calculations loan draw requests and covenant compliance.

Portfolio Management

• Monitor portfolio quality exposure limits and security requirements to safeguard Beems assets.
• Maintain client files and ensure accurate data input for financial history net worth and appraisal details.
• Support proactive management of problem loans through delinquency reporting and escalation processes.

Compliance & Risk Oversight

• Ensure adherence to regulatory requirements and Beems risk management framework.
• Review appraiser and quantity surveyor progress reports and prepare construction draw recommendations.
• Implement procedures to minimize loan and revenue loss through early identification of risks.

Collaboration & Member Support

• Liaise with members and internal teams to provide seamless service and timely resolution of inquiries.
• Collaborate with Credit Solutions Managers and Relationship Managers to support new lending opportunities and portfolio growth.
• Contribute to team objectives through knowledge sharing and process improvement initiatives.

What youll bring:

• Post-secondary education in financial accounting or related field required.
• 1-3 years of experience in financial services with exposure to credit analysis and underwriting.
• Strong analytical skills and understanding of financial statements.
• Working knowledge of credit structuring and risk assessment.
• Proficiency in MS Office Suite and financial analysis tools.

Total Rewards:

Our total rewards approach reflects Beems values celebrating success investing in your growth and supporting you at work and in life.

At Beem we are BOLD and Always Welcoming and our values are at the forefront of everything we do!

• Build Together: You are a team player who thrives on collaboration sparks ideas and fosters inclusivity.
• Own It: You are ready to take charge drive change and deliver outstanding results.
• Lead with Agility: You are a dynamic adaptable thinker who thrives on challenge and innovation.
• Driven by Curiosity: You are eager to explore learn and shape the future.

Ready to join

Visit us at learn more about whatitslike to work for Beem Credit Union!Wesincerely thankall applicants for their interest; however only shortlisted candidates will be contacted for an interview.

We at Beem Credit Union are committed to ensuring inclusive employment practices and an accessible business environment for our employees. We do not discriminate based on any protected attribute covered by the Human Rights Code and encourage allqualiïedcandidates to apply. We are committed to a fair andequitablehiring process for all candidates. All applications are reviewed by a member of our team.

Beem Credit Union serves communities across many traditional Territories and Treaty areas in British Columbia. We are grateful to live and work on this land and are committed to reconciliation decolonization and building strong connected relationships.

Required Experience:

IC