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Credit & Financial Analyst-(Hybrid)


Job Location:

Toronto - Canada

Yearly Salary: CAD 65000 - 80000
Posted: 16 September 2026 (30+ days ago)
Application Deadline: 14 December 2026
Vacancies: 1 Vacancy

Job Summary

Central 1 cooperatively empowers credit unions and other financial institutions to deliver banking choice to Canadians. Central 1 provides critical services at scale to enable a thriving credit union system. We do this by collaborating with our clients developing strategies products and services to support the financial well-being of their more than 5 million diverse customers in communities across Canada. For more information visit .

What we offer:

  • Work-life flexibility

  • Hybrid workenvironment

  • Variable annual incentive plan

  • Generous annual vacation allotment

  • Top-notch flexible benefits planincluding family building and gender affirmation

  • Retirement Plan matched contributions at 6%

  • Access toa learning platform and educational assistancesupport

  • Access to a virtual wellness platform

  • Career development opportunities

  • Wellness Flex Fund to support personal interest and activities

  • Day off to volunteer in your community andother paid time off options

  • Corporate discounts

*subject to employment agreement

Job Summary:

Were looking for a Credit & Financial Analyst to join our Treasury & Portfolio Management team. The team manages a fixed income investment portfolio that supports liquidity for the credit union system while balancing risk and generating strong returns.

In this role youll work closely with Portfolio Managers to evaluate investment opportunities through credit financial and ESG analysis helping support sound investment decisions. Youll also have the opportunity to contribute to projects and process improvements that enhance portfolio management and investment performance.

This role can be based in either the Greater Vancouver area BC or the Greater Toronto Area ON

What youll be doing:

  • Independently prepare high-quality quantitative and qualitative credit reviews including ESG-related analyses on fixed income investment securities and counterparties.

  • Analyze a wide range of data sources such as investor presentations financial results rating agency reports and other public information sources (e.g. media) to gather key information and identify trends.

  • Serve as the subject matter expert on specific securities counterparties and/or sectors within Central 1s fixed income universe and provide relevant insights at internal meetings.

  • Provide quarterly earnings updates to the Portfolio Managers.

  • Produce a monthly ESG dashboard.

  • Represent Central 1 at external meetings (investor roadshows investor presentations and market/economic updates) and provide feedback updates and insights.

  • Committed to continuous process improvement.

  • Implement automation including coding data access and use of AI.

  • Work within the investment mandate and be able to recognize and report exceptions to policies and standards when appropriate.

  • Work closely with the Portfolio Managers the Money Market desk risk management and other business lines.

  • Maintain meticulous documentation to support the credit analyses and investment recommendations.

  • Perform other duties as required.

What youll have:

  • Previous experience independently preparing written credit or financial analyses is essential.

  • Minimum of three years of work experience ideally in the credit union system banking or finance industry with exposure to investments and risk management.

  • A degree in commerce business studies or another quantitative field. Degrees in other subjects may be considered if the candidate can demonstrate competence in quantitative and/or business areas either through formal education or through work experience.

  • Demonstrated commitment to continuing education including pursuit of an accounting or CFA designation.

  • Proficiency in Microsoft Office. The incumbent must also be able and willing to develop an understanding of and work with technological systems.

  • Be able to adapt and respond to changing priorities and business needs.

  • Ability to express ideas clearly and logically and to formulate present and defend an argument calmly and reasonably while remaining open to differing views.

  • Excellent writing skills and attention to detail with the ability to accurately synthesize and distil information from a number of written verbal and online sources.

  • Advanced quantitative capabilities and demonstrated financial modelling skills are required.

  • Strong analytical problem-solving organizational and time management skills.

  • Awareness of Central 1s business needs and the ability to collaborate within the Treasury & Portfolio Management team and other departments in a curious and professional manner including a willingness to engage in courageous conversations.

Salary range: $65000-$80000

The salaryrepresentsthe job rate determined for the successful candidate who is fully competent in the role. The actual salary will vary depending on market conditions and relevant job-related factors such as knowledge skills qualifications experience and education/training.

#LI-Hybrid

Central 1 does not use Artificial Intelligence (AI) technology to screen assess or select applicants during our recruitment process. This job posting is for an existing specific vacancy within our organization. All applications will be considered exclusively for the position described in this posting.

Central 1 is an equal opportunity employer and committed to building an inclusive workforce by creating an environment where everyone feels like they belong and has the opportunity to be successful. We welcome all applicants to join our diverse workforce and we will provide an accessible candidate experience including but not limited to accommodations to interview sites and alternate formats upon request to our Recruitment team.


Required Experience:

IC