ASPIRE Commercial Banking Winter 2027 Co-op Internship Toronto
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Job Summary
Requisition ID: 273159
Employee Referral Program Potential Reward:$
We are committed to investing in our employees and helping you continue your career at Scotiabank.
Join a purpose driven winning team committed to results in an inclusive and high-performing culture.
Location: Toronto ON
Term: January - August 2027
Work Hours: 37.5 Hours per week
Application Deadline: 10/05/2026
Kickstart your career with Scotiabanks Commercial Aspire Program!This is your opportunity to gain real-world experience build your network and explore what its like to work in Canadian Commercial Bankingall while contributing meaningfully to our teams. Aspire is designed for ambitious students who are curious collaborative and eager to learn. Were looking for students who demonstrate strong communication skills intellectual curiosity accountability and a desire to make a meaningful contribution.
If you want to strengthen your technical credit financial analysis and business acumen this opportunity will give you hands-on exposure within one of three Commercial Banking teams: Mid-Market National Accounts Real Estate Banking or Roynat Capital. Your placement will be determined based on your interests and capabilities the needs of each team and available positions. Regardless of placement youll build foundational skills in analyzing businesses assessing credit understanding risk and supporting thoughtful financing decisions.
Where you could work
Mid-Market: The Mid-Market team provides tailored financial advice and solutions to mid-sized businesses across a range of industries. You may support research company and industry analysis financial analysis and credit and business decisions while learning how client needs are balanced with risk and operational considerations.
National Accounts: The National Accounts team supports large-scale clients across Canada with customized financing and banking solutions. You may gain exposure to multifaceted financial transactions advanced credit analysis and the strategic and operational considerations of major corporations public sector entities and industry leaders.
Real Estate Banking: The Real Estate Banking team provides specialized financial advice and solutions to developers investors builders and commercial property owners across Canada. You may gain exposure to commercial real estate transactions project and portfolio analysis credit adjudication and financing decisions while developing an understanding of the full real estate lifecycle and associated risk considerations.
Roynat Capital: Roynat Capital provides creative financing solutions to Canadian mid-market businesses including support for growth expansion mergers acquisitions divestitures and strategic partnerships. You may contribute to financial analysis underwriting investment summaries risk mitigation strategies and proactive portfolio management.
Is this role right for you
With Aspire youll gain early exposure to Commercial Banking by working on meaningful projects and learning directly from experienced professionals. Youll have opportunities to:
Support credit and relationship teams with research financial analysis and transaction-related activities.
Analyze company performance financial statements industries and market conditions to inform credit and business decisions.
Contribute to credit submissions underwriting requirements investment summaries and recommendations.
Learn how financing structures client objectives and risk considerations influence lending decisions.
Work with colleagues across Commercial Banking to deliver timely high-quality support and improve business outcomes.
Build your analytical communication and professional judgment in a structured collaborative environment.
Champion a client-focused culture and consider the Banks risk appetite and risk culture in day-to-day activities and decisions.
Who were looking for:
You enjoy working with numbers asking thoughtful questions and turning analysis into clear insights. You thrive in a structured environment with clear guidance and deadlines and you bring a positive flexible and professional attitude.
Key capabilities:
You are analytical and use data to inform decisions and recommendations.
You are collaborative and work effectively with others.
You are organized and able to manage multiple priorities with strong attention to detail.
You are comfortable operating in a fast-paced team-oriented environment.
You are client-centric and passionate about enhancing the client experience.
You are intellectually curious and eager to build your technical credit and financial analysis skills
Key requirements:
You are enrolled in an undergraduate degreein Business Commerce Finance Accounting Economics Real Estate Urban Land Economics or a related field
You have strong Microsoft Office skills(Word Excel PowerPoint Outlook)
You have excellent written and verbal communication skills
You have good presentation skills and consistently demonstrate professionalism
You have a natural curiosityand eagerness to learn about Commercial Banking credit and financial analysis
How to apply
We focus onrelationships over resumes. Instead of submitting a traditional resume please:
Complete your PLUM Profile and save a screenshot.
Complete a short one-way video interview here.
Apply to the role and upload your PLUM Profile screenshot when prompted for a resume.
Location(s): Canada : Ontario : Toronto
Scotiabank is a leading bank in the Americas. Guided by our purpose: for every future we help our customers their families and their communities achieve success through a broad range of advice products and services including personal and commercial banking wealth management and private banking corporate and investment banking and capital markets.
At Scotiabank we value the unique skills and experiences each individual brings to the Bank and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including but not limited to an accessible interview site alternate format documents ASL Interpreter or Assistive Technology) during the recruitment and selection process please let our Recruitment team know. If you require technical assistance please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however only those candidates who are selected for an interview will be contacted.
Note: All postings in will remain live for a minimum of 5 days.
Required Experience:
Intern
About Company
Scotiabank is one of the leading foreign banks serving large national and multinational corporations in the U.S. through its Global Banking and Markets, Global Transaction Banking and Wealth Management business lines.
