Rating Analyst Structured Finance U.S. Esoterics and Latin America
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Job Summary
Grade Level (for internal use):
09The Team:
Our team specializes in analyzing complex non-traditional asset classes including Latin America Cross-Border securitizations solar ABS triple net lease properties data centers time-share and whole business securitizations in U.S.Following a recent reorganization that expanded our scope from U.S. esoteric markets to include Latin America we foster a collaborative environment where analytical excellence meets innovative problem-solving supporting the growth of structured finance markets globally. Our team values strategic thinking cross-functional collaboration andleveragesemerging technologies including AI and automation tools to enhance analytical efficiency and accuracy in line with industry best practices.
The Impact:
As a Rating Analyst you will support the end-to-end rating process for complex securitizations in Latin America and esoteric ABS transactions in the US directly influencing capital market decisions and investor confidence. This role blends research and quantitative and qualitative analytical skills client-facing interactions and project management. Your analyticalexpertisewill support rating outcomes through comprehensive cash flow modeling credit assessment and structural analysis under various economic scenarios. The Rating Analyst is expected to support senior analysts on credit rating committees and interact with bankersissuersand investors on analytical matters. Furthermore you will playan important rolein improving our analytical tools and streamlining our processes by drawing on computer and data science skills.You will take accountability for individual and team targets while providing guidance and clarification to support the team in delivering quality work.
Whatsin it for you:
Structured finance is an important sector of the capital markets and is a key funding source and growth driver for many areas of the economy. This role offers exceptional opportunities to work withcutting-edgefinancial structures and emerging asset classes in a fast-paced intellectually stimulating environment.Youllbenefitfrom working in a collegial culture with significant potential for professional development and career advancement within S&PGlobalsprestigious Structured Finance division. To succeed you must be comfortable with quantitative analysis and have a knack for problem solving.Youllgain exposure to AI-powered analytical tools and automation technologies that are transforming structured finance analysis positioning you at the forefront of industry innovation. This includes experience with machine learning applications in credit risk assessment and automated data processing workflows that enhance analytical efficiency and accuracy.
Responsibilities:
Support the end-to-end ratings process for newissueand surveillance transactions
Perform cash flow analysis synthesize results and present findingsin a timely mannerin committees for securitization in Latin America and esoteric assets including transportation ABS private equity triple net lease properties data centers time-share and whole business securitizations
Analyze credit cash flow and performance characteristics of collateral pools; review third-party model output and reconcile with cash flow results from internal models
Review legal and operating documents to ensure consistency with criteria andidentifyissues with the transaction structure; provide comments to external parties
Demonstrate strong knowledge of ratings criteria and cash flow analysis and effectively handle clients analytical questions
Take ownership of process improvements and contribute to the development of new analytical tools
Leverage AI and automation tools to enhance analytical processes including automated data extraction pattern recognition in credit performance and machine learning-assisted risk assessment models
Contribute to team initiatives to improve efficiencies in the relative business area while resolving varied and non-routine issues
All employeesmustwork from the office at least 2 daysperweek
What Were Looking For:
Basic Required Qualifications:
An S&P Global employee at this level would typically have 2 years of relevant work experience preferably within a Structured Finance Ratings capacity; prior work experience working with esoteric ABS or emerging asset classes and prior structured finance ratings experience is a plus
Bachelors degreerequired;
Fluency in English Portuguese and Spanishrequired
Strongproficiencywith Excel Word and PowerPoint
Experience with cash flow modeling for esoteric assets
Understanding of financial markets and structured finance principles
Excellent verbal and written communication skills
Excellent research skills
Ability to analyze and solve complex non-routine problems with ingenuity ina timelyand insightful manner
Ability to manage multiple tasks and tight deadlines under time pressure
Strong interpersonal skills and ability to work well in a collaborative team
Diligent and intellectually curious self-starter with a strong work ethic and a drive to succeed
Proven ability to work independently whilemaintaininghigh standardsof accuracy and attention to detail
Final-stage candidates must attend one in-person interview at your nearest S&P Global Ratings office beforeoffer
Additional Preferred Qualifications:
Knowledge of cash flow modeling and programming languagessuch asPython RorVBA
Advanced Excel skills including VBA and complex financial modeling
CFA or CAIA designationsor steps completedwould be a plus
Experience with AI and machine learning applications in financial analysis including automated data processing and predictive modeling tools
About S&P Global Ratings
At S&P Global Ratings our analyst-driven credit ratings research and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness we enable growth across a wide variety of organizations including businesses governments and institutions.
S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the worlds foremost provider of credit ratings benchmarks analytics and workflow solutions in the global capital commodity and automotive markets. With every one of our offerings we help many of the worlds leading organizations navigate the economic landscape so they can plan for tomorrow today.
For more information visit In It For You
Our Mission:
Advancing Essential Intelligence.
Our People:
Were more than 35000 strong worldwideso were able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. Were committed to a more equitable future and to helping our customers find new sustainable ways of doing business. Join us and help create the critical insights that truly make a difference.
Our Values:
Integrity Discovery Partnership
Throughout our history the worlds leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do bring a spirit of discovery to our work and collaborate in close partnership with each other and our customers to achieve shared goals.
Benefits:
We take care of you so you cantake care of business. We care about our people. Thats why we provide everything youand your careerneed to thrive at S&P Global.
Our benefits include:
Health & Wellness: Health care coverage designed for the mind and body.
Flexible Downtime: Generous time off helps keep you energized for your time on.
Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
Invest in Your Future: Secure your financial future through competitive pay retirement planning a continuing education program with a company-matched student loan contribution and financial wellness programs.
Family Friendly Perks: Its not just about you. S&P Global has perks for your partners and little ones too with some best-in class benefits for families.
Beyond the Basics: From retail discounts to referral incentive awardssmall perks can make a big difference.
For more information on benefits by country visit: Hiring and Opportunity at S&P Global:
At S&P Global we are committed to fostering a connected andengaged workplace where all individuals have access to opportunities based on their skills experience and contributions. Our hiring practices emphasize fairness transparency and merit ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration we drive innovation and power global markets.
S&P Global has a Securities Disclosure and Trading Policy (the Policy) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global some Divisions pursuant to the Policys requirements candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy.
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Equal Opportunity Employer
S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity color religion sex sexual orientation gender identity national origin age disability marital status military veteran status unemployment status or any other status protected by law. Only electronic job submissions will be considered for employment.
If you need an accommodation during the application process due to a disability please send an email to:and your request will be forwarded to the appropriate person.
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About Company
Elevate your data quality to the highest standard with S&P Global Enterprise Data Management - EDM - to positively impact and influence every process, report and decision your organization needs to make.
