Let's begin! Associate Moody's Local

At Moodys we unite the brightest minds to turn todays risks into tomorrows opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they arewith the freedom to exchange ideas think innovatively and listen to each other and customers in meaningful ways. Moodys is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment were advancing AI to move from insight to actionenabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity helping our clients navigate uncertainty with clarity speed and confidence.

If you are excited about this opportunity but do not meet every single requirement please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship lead with curiosity champion diverse perspectives turn inputs into actions and uphold trust through integrity.

• 12 years of relevant professional experience preferred
• Solid analytical skills with the ability to interpret financial statements asset performance trends and market data
• Strong understanding of fundamental credit analysis concepts and financial risk assessment with ability to review and interpret legal documentation such as bond indentures covenants and contracts
• Proficiency in Excel Word and PowerPoint for data analysis reporting and presentations
• Strong written and verbal communication skills in English with the ability to present analytical findings clearly
• Attention to detail and strong organizational skills with the ability to manage multiple priorities collaborative team player with effective interpersonal skills and a proactive mindset AI familiarity.
• Curiosity and willingness to learn Moodys methodologies and credit rating processes
• Knowledge of Python or VBA and previous experience with financial institutions is a strong plus

• Undergraduate degree in economics accounting finance business administration statistics actuarial science engineering or a related field required

• Perform preliminary credit analysis to support ratings research presentations and analytical outreach activities
• Analyze financial statements asset performance and economic data to support quantitative and qualitative assessments
• Evaluate business strategies financial policies governance practices and other key credit factors
• Review legal documentation such as bond indentures contracts and covenants to understand issuance structures and obligations
• Build maintain and update financial models analytical tools and supporting spreadsheets
• Prepare charts reports and written analytical commentary aligned with Moodys methodologies
• Identify trends and develop data-driven credit insights using sound analytical judgment
• Support ongoing credit monitoring by updating analysis preparing surveillance data and escalating potential risks
• Assist with routine administrative and ad hoc analytical tasks as assigned by supervisors and collaborate effectively with analysts and associates in a team-oriented environment
• Participate in external meetings with issuers advisors and market participants as needed

Moodys is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race color religion sex national origin disability protected veteran status sexual orientation gender expression gender identity or any other characteristic protected by law.

Candidates for Moodys Corporation may be asked to disclose securities holdings pursuant to Moodys Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy including remediation of positions in those holdings as necessary.