FP&A Sr Expert

Nu is the leading digital bank in Latin America serving 140 million customers across Brazil Mexico and Colombia. The company has been leading an industry transformation by leveraging data and proprietary technology to develop innovative products and services.

Guided by its mission to fight complexity and empower people Nu caters to customers complete financial journey promoting financial access and advancement with responsible lending and transparency. The company is powered by an efficient and scalable business model that combines low cost to serve with growing returns.

Nus impact has been recognized in multiple awards including Time 100 Most Influential Companies Fast Companys Most Innovative Companies and Forbes Worlds Best Banks.

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Nubanks Finance organization is structured into functional areas that together safeguard financial stability compliance and strategic decision-making. Most core finance functions operate under a dual reporting structure reporting directly into the global Finance team with a dotted line to the business they support which keeps us close to the operation while holding a consistent global standard.

Within Finance FP&A owns budgeting forecasting and long-term financial planning and acts as the analytical partner behind the companys biggest decisions. The team drives profitable growth by improving visibility forecasting quality consolidation and analysis of results and key metrics translating them into insights and recommended actions for senior management. It also defines the performance metrics that create accountability and ownership across FP&A and the business units tracking them consistently to measure progress monitor KPIs and drive cost optimization.

Were looking for a Senior Expert to bring FP&A rigor and planning discipline to Nubanks Central Bank agenda and Finance governance. Youll make sure Finance Risk Capital and the business arrive at every regulatory interaction and governance forum aligned prepared and with a consistent story translating capital risk and performance metrics into the forecasts plans and narratives that guide executives and the board. This is a role with a strong operating cadence where regulatory and accounting impacts provisioning distortions and metric consolidation are tracked as part of the regular FP&A cycle not just project by project and where youll lead the improvements in process systems and reporting that let us keep scaling and maturing as a multi-dimensional finance organization.


Youll be Responsible for

• Central Bank reports and interactions: Drive the internal preparation for quarterly performance meetings with the Central Bank ad-hoc topic meetings and one-off interactions (provisioning regulatory blocks and similar) aligning with Credit Risk and Finance teams across Nubank to gather inputs and build a consistent story before it reaches Bacen. Maintain the calendar of formal obligations and filing deadlines.

• ICAAP capital and budget planning: Drive the internal alignment behind Nubanks ICAAP working closely with Risk Capital and business unit teams to gather inputs from business and consolidate the final submission related to the market to support the Governance team. Connect ICAAP assumptions risk metrics and regulatory impact analyses to the budget and business plan working with the planning team to translate them into assumptions scenarios and targets that feed the annual budget and rolling forecasts.

• Governance forums: Ensure FP&A and business alignment ahead of ALCO risk and capital committee discussions consolidating inputs and positions from Risk Capital and business teams and drive the follow-through afterward translating decisions into concrete unfoldings within FP&A and the business.

• Earnings disclosure: Support the earnings FAQ exercise by aligning with Accounting Tax and business teams gathering inputs and helping shape the financial narrative across topics such as ETR/CSLL payroll loans segmentation and deposits.

• P&L impact analysis: regulatory and accounting: Continuously track and quantify the financial impact of regulatory developments (IOF/RDB Desenrola CLP and etc) as part of the regular FP&A cycle feeding the analysis into forecasts and decision makers on an ongoing basis including occasional direct discussion with the BUs when the impact needs to be sized or explained together. Also own as a recurring exercise the explanation of P&L distortions arising from Conglomerado Prudencial consolidation local accounting rules (COSIF BRGAAP) and similar effects translating technical/regulatory noise into a clear read on underlying business performance month after month. Drive improvements to systems and reporting so this view regulatory impact and accounting distortions is properly captured and readily available rather than rebuilt from scratch each cycle.

• Standardization across countries: Coordinate the standardization of processes metrics and discussions across Brazil Colombia and Mexico so Finance speaks one language regionally

Required

• Solid FP&A or Finance foundation financial modeling planning cycles variance analysis and building a number from first principles

• Experience with financial regulation in banking or financial services ideally direct exposure to Central Bank (BACEN) interactions regulatory reporting or prudential topics

• Working knowledge of capital and liquidity concepts (ICAAP capital adequacy LCR EVE VaR)

• Strong executive communication: you can take a dense technical topic and make it land with a board in three slides

• Comfort operating in governance forums with senior stakeholders and the maturity to hold a position with Risk Legal Accounting and the business

• Organized and self-directed

• Fluent English and Portuguese; Spanish is a plus given the LatAm scope
  

Location

São Paulo Brasil

Work model

Hybrid

Office requirement

2 /3 days per week at the office.

BRAZIL JOBS:

• Chance of earning equity at Nubank

• Food/ Meal Card (Vale-Refeição and/or Vale Alimentação)

• Public Transportation Commuting Benefit (Vale-Transporte)

• NuCare Psychological Financial and Legal Assistance Program

• Life Insurance

• Medical Plan

• Dental Plan

• NuLanguage Language Course Program

• Nucleo - Our learning platform of courses

• Extended Parental Leave

• Daycare Allowance

• Parental Consultancy

• Work-from-home Allowance

• Gym Partnerships

• 30 days of paid vacation

• Relocation Assistance Package if applicable

Our recruitment process may involve the use of artificial intelligenceenabled tools such as automated interview transcription and analysis to support the evaluation process. Artificial intelligence is not used to make final hiring decisions; all decisions are made by human reviewers.

Required Experience:

Senior IC