Automotive Credit Analyst French English

Our client is looking for a methodical Credit Analyst to join their team.

• Remote role with office based in Oxford occasional office visits are essential
• 2 years of related experience.
• Fluent in both English and French essential with German being an advantage

This position is not eligible for visa sponsorship or relocation assistance

Our automotive financial services client operates Internationally. They strive to deliver an experience with an unequivocal customer focus. From the UK to Singapore and many places in between the employees are essential to our clients success. The regional offices and inmarket teams have the freedom within a clearly defined framework to make decisions to drive their business. Inmarket teams are agile and equipped to understand consumer needs provide focused attention to dealers and respond more quickly to local market conditions.

This Hybrid role is not tightly linked to a physical location in the UK and provides flexibility in where when and how you accomplish your work but visits to the Oxford head office are essential. Please do not apply from outside the UK.

• The Credit Analyst is responsible for controlling the credit risks involved with releasing product to a franchised dealer network.
• This is achieved through close working relations with internal and external stakeholders working to predefined policies and procedures which clearly mark out authority levels and integrating resources with the close management of complex areas.
• Identifying problem solving issues and making recommendations where appropriate.
• It is the responsibility of a Credit Analyst to make management aware of any significant changes in the relationship or operations of any dealer escalating any issues which they are made aware of by a 3rd party or that become apparent as part of daily operations.
• The role will support the Credit Environment and as a result of this will from time to time may be required to support the Credit Underwriting Team

Education Specifications

• Finance Economics or related Degree Preferred.
• Ability to operate in an international environment.
• Strong communication skills written and verbal as well as high levels of cultural awareness.
• Ability to interact with all levels of company leadership and colleagues.
• Good working knowledge of MS Excel Word and Outlook.
• Member of the CICM ICTF FECMA or similar Credit Management institutions an advantage.
• Experience with Export Credit an advantage.
• Working knowledge of SAP an advantage.

Experience Required

Detailed Responsibilities

• Collections: Performance: Maintain past due position in line with agreed targets; Communication followups to be performed and logged within appropriate systems in line with activity work lists; Sold Motorcycles to be paid in line with operating criteria; Escalation of poor performing dealers where risks are considered high; management of payment plans.
• Stock Management: Where appropriate Inventory inspections to be performed in line with agreed floor inspection cycle applying judgment and making independent decisions with broadly defined guidelines; Where appropriate Floor Check data to be reviewed and maintained daily.
• Reporting: Key performance indicators for market to be produced periodically including but not limited to: Past Due Performance Legal Instrument Analysis Credit Limit Sign Off (on the water).
• Cash Processing: Cash to be posted within 24 hours of receipt; All cash to be allocated at the end of each month where allocation detail permits; Perform Bank Reconciliations; Manage the set up and testing of new direct debit mandates.
• System Maintenance: Customer Master Data set up and maintenance is an important part of the Credit function and must be performed on a timely basis in line with corporate policy and across all required systems.
• Projects: Assist on projects as and when required.

Our client offers an inclusive compensation package for all salaried employees including but not limited to annual bonus programs employee discounts on motorcycles and related products general merchandise and more.

Our client builds more than machines. It is their passion and commitment to continue the evolution of this storied brand and heighten the desirability of the Company experience. To keep building their legend and leading the industry through innovation evolution and emotion they look for the best and brightest talent. Our client stands for the timeless pursuit of adventure. Freedom for the soul. Are you ready to join them