Medical Underwriter

• Review and analyze medical personal and financial information to evaluate eligibility and risk for applications up to $25 million.
• Play a key role in risk assessment decisionmaking and communication for each application.
• Complete risk assessments on larger and more complex cases with higher premium and face amounts with the ability to decline unacceptable risks.
• Complete classification for life and critical illness making effective use of full signing authority.
• Apply holistic underwriting expertise in all areas including medical financial and lifestyle factors to make sound underwriting decisions.
• Perform referrals with the aim of mentoring senior underwriters.
• Provide full explanations for all decisions and inquiries.
• Meet with advisors and firms and deliver presentations that support underwriting philosophies.
• Take a leadership role in identifying areas of challenge and bringing forward recommendations for solutions.
• Be client and resultsfocused using a proactive service orientation.

• Clientfocused with a passion for working towards a common goal on a highperforming team.
• Comprehensive risk analysis approach to medical and financial underwriting.
• 7 to 10 years of underwriting experience with technical underwriting skills.
• AALU designation and working towards the FALU designation.
• Visible and positive leadership that actively supports change.
• Exceptional reinsurance negotiating skills and empathy in interactions.
• Demonstrated awareness of trends and changes in medicine.
• Initiative to bring forward recommendations to operations teams and development and governance as needed.
• Ability to build partnerships with advisors and wholesalers.

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