Senior Machine Learning Engineer Credit Risk

ABOUT US

We dare to design the future of payments. Ratepay is energy and diversity and: custommade stateoftheart payment solutions. Established in 2009 we were a fintech before the word fintech even existed. Today we are the number one whitelabel Buy Now Pay Later payments provider in Europe handling over 1.5M transactions per month and were constantly growing.

We are where we are because we work together as one team. Because we got the freedom to execute ideas. And above everything: because we never stop improving. Here it is all about shared goals not about the big ego. We are dedicated pros (more than 250 of them) not cons. We embrace being courageous committed and decisive warmhearted and having a will to win.

We have our origin in the heart of the payment scene and cover the whole value chain from integration support to the dunning process with a core of AIbased risk management. With us you can integrate direct debit instalments and prepayment. In other words: the favourite payment methods in Germany Austria and Switzerland (the Dutch like it too). Located in the middle of Europes fintech metropolis (Berlin) we are proud to work with major partners such as Eurowings Ebay and About You and hundreds more.

Tasks

THE ROLE

Implement deploy monitor and maintain machine learning applications that empower our decisionmaking processes.

Leading the integration of machine learning models with CI/CD pipelines ensuring consistent and seamless model versioning testing and rollout.

Design and implement data pipelines for efficient data ingestion preprocessing and storage. Collaborate with data engineers to ensure data quality and consistency.

Create a nurturing machine learning research environment where data flows freely and workloads scale without limits.

Help architect and construct our entire Machine Learning platform on the AWS cloud as we modernize and migrate our infrastructure.

Collaborate with data scientists in developing and continuous machine learning model improvements.

Be a mentor and guide to junior team members provide direction on coding and foster a culture of continuous learning within the team.

Own subcomponents of the machine learning infrastructure.

Requirements

THATS WHAT YOU BRING ALONG

5 years of working experience in machine learning engineering or software backend engineering.

You have completed a degree in Computer Science Information Technology Machine Learning Mathematics or a related field.

Strong programming skills in Python and the drive to write elegant welltested and clean code.

Handson experience with AWS and the deployment of Machine Learning models.

Ability to build data pipelines that keep our models wellfed from research to production.

A solid grasp of the fundamentals of Machine Learning concepts.

Getting Things Done Attitude: A proactive and resultsoriented mindset demonstrating a strong commitment to delivering tangible outcomes and driving projects to completion.

Benefits

THATS HOW WORKING WITH US WILL BE

Stability & Innovation: Become part of a dynamic fintech company that is transforming the financial industry through innovation and technology.

• Ratepay is part of the NEXI Group one of the biggest financial groups in Europe

Team & Culture: Work with a diverse and talented team (we have 40 nationalities!) committed to pushing boundaries and setting new standards.

• Regular company and team events (summer party allhands guest speakers conferences & events)
• Community Connect you have the chance to get involved in one of our social projects as part of our sustainability initiative
• Brand new super modern office in the heart of Berlin for collaboration

Growth: Unlock endless opportunities for professional development and advancement as you drive fintech excellence.

• Free language learning opportunities for those who want to improve their English or German
• Access to learning platforms to attend conferences for example. And if included in your P&D goals you can attend additional training sessions
• Personal Development Plans your career progression is taken seriously with us

Flexibility: We offer flexible working hours and hybrid working options to balance work and family life.

• Become a digital nomad: Work with Ratepay from any EU country for up to 3 months per year
• Ratepaw community: Our office has a floor which is dogfriendly. So bring your pawsome pet to work when needed

Rewards & Health: Enjoy a competitive salary and benefits package that reflects your expertise and contributions.

• 28 vacation days
• Generous private pension scheme
• Flexible benefits You have a monthly budget of 30 euros to choose between several benefits for example public transport subscription grocery stores voucher sports clubs and many others
• Access to a corporate benefits platform where employees can get great discounts and offers for a range of online shops and activities
• Seasonal vaccinations health checks and eye exams
• Employee Bereavement plan

EQUAL OPPORTUNITIES & DIVERSITY

We value our diversity and welcome everyone to our team regardless of ethnic and social background religious beliefs worldview gender sexual orientation physical and mental limitations age marital status educational background and nationality.

With over 250 employees and 40 different nationalities we take our values seriously. These include; ownership growth integrity collaboration customer centricity and inclusion (4/6 of our CLevel Board members are female).