Universal Banker

Universal Banker Job Summary

At First Reliance Bank our Universal Bankers establish and nurture relationships with our valued customers. We are community leaders because people trust us to handle their financial transactions with the utmost care and attention to detail. To continue this tradition of superior service and accountability were looking for a Universal Banker to join our Lexington Office! The ideal candidate will have experience with banking processes money management and customer service. Your contribution will reinforce our reputation as a trusted bank in the community.

Universal Banker Duties and Responsibilities:

• Demonstrates superior sales techniques to uncover customer needs and match to the banks products and services; sells a full range of consumer and business products/services such as deposit accounts loans credit cards and safe deposit boxes to meet or exceed established sales goals to support overall sales objectives.
• Provides a variety of transactions for customers including typical Consumer and Commercial transactions i.e. cashes checks and processes checking and savings account withdrawals and balancing duties and other teller transactions while seeking opportunities to develop customer relationships and identify sales opportunities; utilizes basic sales techniques to deepen existing customer/prospect relationships.
• Consistently markets a full range of consumer and small business banking services to existing and potential customers through proactive techniques such as lobby leadership outbound telemarketing calls marketing campaigns or in banking center events.
• Effectively uses available resources for problem resolution which may involve analysis of information received from Loan Processing Deposit Operations ATM Reconcilement Loss Management or Financial Intelligence Unit or other internal departments.

Universal Banker Requirements and Qualifications:

• Associates Degree or equivalent education and related training
• Two years of client sales and service experience (preferably in Banking).
• Cash-handling experience
• Excellent communication customer service and time-management skills
• Demonstrated proficiency in basic computer applications such as Microsoft Office software products.
• Ability to pass a background check
• Strong dedication to accuracy and efficiency