Underwriting Consultant (Technology P&C)

You have a clear vision of where your career can go. And we have the leadership to help you get there.At CNA we strive to create a culture in which people know they matter and are part of something important ensuring the abilities of all employees are used to their fullest potential.

JOB DESCRIPTION:

For over three decades CNA has been a trusted provider of insurance solutions for technology companies of all sizesfrom emerging startups to global enterprisesacross software IT services hardware media and telecommunications. Our Global Technology Practice delivers specialized coverages including Technology Errors & Omissions (Tech E&O) Cyber Liability and comprehensive international solutions complemented by our traditional Property & Casualty capabilities. With deep industry expertise flexible underwriting capabilities and a collaborative approach we design innovative insurance programs tailored to each clients unique risk profile. CNA continues to be the carrier of choice for our valued agent and broker partners.

The Technology Underwriter plays a critical role in executing on this opportunity using technical sales and analytical skills to deliver tailored insurance solutions that help CNAs customers manage risk. The Underwriter brings a strong understanding of CNAs strategies and underwriting appetite and leverages both internal and external data to make sound individual risk and portfolio decisions.

Essential Duties and Responsibilities

1. Underwriting Expertise
Reviews applications and financial information to assess risk acceptability in alignment with CNA guidelines
Applies pricing methodology and predictive modeling tools to evaluate risk and determine appropriate pricing
Utilizes underwriting tools (e.g. RST BPMT Merlin) and adheres to established disciplines and strategies
Demonstrates technical expertise through thoughtful account analysis and thorough documentation
Analyzes and communicates underwriting decisions including rate actions requirements and declinations
Maintains strong underwriting discipline including CAT management and exposure controls
Stays current on regulatory industry and territory-specific trends

2. Portfolio Management
Manages an assigned portfolio to achieve goals around premium profitability rate retention and product mix
Allocates time and resources strategically to optimize producer performance
Operates with an enterprise mindset identifying cross-sell opportunities across lines of business
Clearly communicates CNAs appetite and value proposition at the point of sale

3. Sales & Distribution Management
Builds and maintains disciplined sales practices using CNA tools including Salesforce
Develops strong producer relationships to drive pipeline insights and performance
Creates and executes distributor-specific business plans adjusting as needed to sustain growth
Builds trust with brokers and clients to support negotiation and secure new and renewal business
Identifies and executes cross-sell opportunities in partnership with underwriting peers

Knowledge Skills and Abilities
Solid understanding of underwriting processes coverages and risk evaluation tools
Strong communication skills across internal and external stakeholders
Ability to identify client needs position solutions and close business
Sound judgment and negotiation ability within delegated authority
Analytical mindset with the ability to manage competing priorities and adapt quickly

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As determined by CNA and and depending on experience and qualifications candidates may be hired into one of four underwriting roles: Underwriter Underwriting Specialist Underwriting Consultant or Underwriting Consulting Director typically requiring 3 years of related experience.

In Los Angeles the base pay range for Underwriting Consultant is $135000 to $169000. Salary determinations are based on various factors including but not limited to relevant work experience skills certifications and location.

In certain jurisdictions CNA is legally required to include a reasonable estimate of the compensation for this District of Columbia California Colorado Connecticut Illinois Maryland Massachusetts New York and Washington the national base pay range for this job level is $72000 to $141000 determinations are based on various factors including but not limited to relevant work experience skills certifications and location. CNA offers a comprehensive and competitive benefits package to help our employees and their family members achieve their physical financial emotional and social wellbeing goals. For a detailed look at CNAs benefits please visit.

CNAutilizesAI-enabled technology during the recruiting process. For more information please visitourcareers page.

CNA is committed to providing reasonable accommodations to qualified individuals with disabilities in the recruitment process. To request an accommodation please contact