Underwriter

Job Title: Underwriter

Location: Remote in Multiple States/ Hybrid in Only Michigan (dependent upon on proximity of office location)

Reports To: Cindy Woityra

Employment Type: Full-Time

Job Requisition ID: 2026-288

Requisition Begin Date: 6/2/2026

Requisition End Date 07/31/2026 (Posting may close earlier if filled or business needs change.)

Tokio Marine HCC - Public Risk Groupa member of the Tokio Marine group of companies is a market leader in providing specialized insurance products for municipal entities. We cover counties cities townships villages police departments prisons fire departments and more. We serve the growing insurance and risk management needs of medium and large governmental entities and provide property and casualty insurance coverages in multiple states.

We are looking for a Underwriter who is innovative can build relationships and thrives in a fast-paced environment we have an exciting opportunity for an Underwriter to join our underwriting team. This position willreview insurance applications to evaluate classify and rate each risk to determine acceptability coverage and pricing. Establish maintain and develop agency and/or broker relationships. Provides underwriting in single or multiple areas of liability property or special contingency coverage.

• Production Achieve your individual premium and productions targets which include: 1) Management and underwriting of your renewal book achieving a target renewal retention ratio and servicing your renewals throughout the year. 2) New business premium goals quote and workflow management targets.

• Marketing & Relationship Development In this role you will be responsible for marketing our products and to proactively foster and develop positive relationships with key customers.

• Profitability and Compliance Profitability is a pillar in our corporate objectives we strongly believe that you will develop a profitable book of business if you are disciplined and consciously operate within your granted underwriting authority within the parameters of the underwriting guidelines and follow direction given by compliance.

• Collaboration/Teamwork As a team we work together to achieve our collective goals this requires collaborating with your peers on our team and within other aligned business units including Claims Product Development Accounting and Operations.

• Underwriting Expertise We want you to continually develop your underwriting expertise which will be achieved through conscious learning on the job and with support from us. This is an objective that adds value to our team but it is also important for your personal development.

• Minimum of Two (2) years of relevant and progressive Underwriting experience in public entity or related area that includes a strong working knowledge of state laws.

• Municipal experience a plus.

• Bachelors degree in Insurance and Risk Management Business Administration Accounting Finance a related field or the equivalent education and/or experience

• Preferred studies towards attaining a Registered Professional Liability Underwriter (RPLU) Chartered Property Casualty Underwriter (CPCU) Associate in Commercial Underwriting (AU) Certified Insurance Counselor (CIC) or equivalent insurance designation depending on specialty area.

• Competitive salary and comprehensive benefit package

• Strong learning culture with ongoing development opportunities

• Opportunities for growth and career advancement

• Comprehensive medical vision and dental coverage with eligibility beginning on your first day of employment

• Basic life and disability insurance

• 401(k) plan with 6% company match

• 20 days of PTO and two floating holidays (prorated)

• Approximately 11 paid holidays and volunteer time off

• Paid parental leave

• Access to our award-winning wellness program including mental health services fitness network membership and a complimentary Headspace subscription

• Student loan matching program

• Employee discount program

• An opportunity to do meaningful work and love what you do

You do not need to disclose your criminal history or participate in a background check until a conditional job offer is made to you. After making a conditional offer and running a background check if the Company is concerned about a conviction that is directly related to the job you will be given the chance to explain the circumstances surrounding the conviction or challenge the accuracy of the background report. The Company will consider for employment all qualified applicants including those with criminal histories in a manner consistent with the requirements of applicable federal state and local laws such as the Violent Crime Control and Law Enforcement Act of 1994 (18 USC 1033(e))(the VCCLEA) which restricts financial institutions and insurers such as TMHCC from employing individuals with certain types of criminal convictions. Where the hiring and employment of individuals is not restricted by the foregoing the Company will consider qualified applicants with arrest or conviction history in compliance with applicable law such as the California Fair Chance Act the Los Angeles Fair Chance Initiative for Hiring Ordinance the Los Angeles County Fair Chance Ordinance the San Diego Fair Chance Ordinance and the San Francisco Fair Chance Ordinance.

About Us

Tokio Marine HCC is a global industry-leading specialty insurance group backed by the strength and stability of the Tokio Marine Group. Offering over 100 classes of specialty insurance we empower clients to pursue opportunities confidently through our Mind Over Risk philosophy. More than an insurance company we are an organization built on innovation unity and trust.

At our core we are Always Advancing driven by innovation and an entrepreneurial spirit that keeps us moving forward. Our people are Experts in Tomorrow using curiosity and smart working to anticipate whats next. With a culture rooted in Reaching Out we foster genuine collaboration and support ensuring every individual has the opportunity to succeed and make a difference.

Applying our Mind Over Risk philosophy to writing insurance allows our customers to take on opportunity with confidence. That philosophy defines our way of thinking unites us as a team and differentiates us from our competitors. We are much more than just an insurance company; we are a good company.

Equal Opportunity Employer

TMHCC is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age ancestry citizenship color family or medical care leave gender identity genetic information marital status medical condition national origin physical or mental disability protected veteran or military status race ethnicity religion sex (including pregnancy) sexual orientation or any other characteristic protected by applicable local laws regulations and ordinances.

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