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Underwriter I, Retail Property

AIG Insurance


Job Location:

Chicago, IL - USA

Monthly Salary: $ 62000 - 82500
Posted: 11 July 2026 (30+ days ago)
Application Deadline: 8 October 2026
Vacancies: 1 Vacancy

Job Summary

At AIG we are reimagining the way we help customers to manage risk. Join us as an Underwriter Retail Property to play your part in that transformation. Its an opportunity to grow your skills and experience as a valued member of the team.


Make your mark in Underwriting Retail Property


AIG underwriting teams help to find insurance solutions in areas including Financial Lines Property Casualty Specialty Lines Cyber Multinational Clients and High Net Worth individuals. We are reimagining how we help customers to manage risk transforming our operating model and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague empowering our people to grow as insurance professionals and add more value to our customers and AIG.


How you will create an impact

Reporting to the Zonal Underwriting Manager or Underwriting Lead this role underwrites Retail Property Products under general supervision issuing quote and policies while ensuring standards and compliance guidelines are met. These individuals will analyze information and have the opportunity to connect with clients and brokers.


  • Underwriting a specific line of business within Retail Property
  • Evaluating prioritizing and selecting submissions to be underwritten.
  • Identifying risk exposures special or common hazards claims experience and appropriate controls.
  • Analyzing claims and quantifying losses.
  • Adhering to guidelines and underwriting discipline to minimize exposure and appropriately price risks.
  • Ensuring underwriting files and services standards and compliance guidelines are adhered to on assigned accounts.
  • Offering coverage terms and conditions which generate a profit for the Company while meeting the needs of the customer.
  • Capturing market intelligence and broker feedback on accounts.
  • Begin demonstrating technical expertise with product(s) in the Financial Lines portfolio.
  • Demonstrating strong business acumen financial and analytical skills and critical thinking skills which lead to confident decision making and judgment.
  • Demonstrating success in negotiation and building collaborative relationships.
  • Multi-tasking prioritizing and time management skills

What youll need to succeed

  • 1 years of relevant professional experience. Commercial Insurance Company Agency or Brokerage experience preferred.
  • Bachelors degree from a four-year college or university.
  • Demonstrated sales marketing and relationship building experience.
  • Working knowledge of Retail Property products is preferred.
  • Strong verbal and written communication skills.
  • Ability to work in dynamic rapidly changing environment adapting to changing requirements and collaborating with a wide range of colleagues to quickly deliver solutions especially regarding technical aspects.
  • Comfort with financial statements analytical tools and technology


For positions based in Illinois the base salary range is $62000-$82500 and the position is eligible for a bonus in accordance with the terms of the applicable incentive plan. Your actual compensation will be dependent on your skills experience and qualifications. If your compensation expectations are above the posted range we still encourage you to applyyour unique background matters to addition were proud to offer a range of competitive benefits a summary of which can be viewed here: US Benefits Overview.


At AIG we value in-person collaboration as a vital part of our culture which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive connected environment for our team and clients alike.

Enjoy benefits that take care of what matters

At AIG our people are our greatest asset. We know how important it is to protect and invest in whats most important to you. That is why we created our Total Rewards Program a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health wellbeing and financial securityas well as your professional developmentto bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

American International Group Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the worlds most far-reaching property casualty networks. It is an exciting time to join us across our operations we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG you can go further to support individuals businesses and communities helping them to manage risk respond to times of uncertainty and discover new potential. We invest in our largest asset our people through continuous learning and development in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of inclusion

Were committed to creating a culture that truly respects and celebrates each others talents backgrounds cultures opinions and goals. We foster a culture of inclusion and belonging through learning cultural awareness activities and Employee Resource Groups (ERGs). With global chapters ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIGs greatest assets and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race color religion age gender gender expression national origin veteran status disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation please send an email to .

Functional Area:

UW - Underwriting

Risk Specialists Companies Insurance Agency Inc.