Staff Engineer, Growth

Chime serves millions of members on a mission to help them unlock financial progress. Growth Engineering builds the product surfaces and systems that turn that mission into measurable outcomes for members running fast data-informed experiments to acquire activate and deepen member relationships at scale.

This role sits on our Early Stage Experience area focused on the beginning of the member journey the first experiences that turn new sign-ups into engaged active members. Its high-volume high-stakes work where small improvements compound and the systems behind it have to be both quick to experiment on and dependable at scale.

As a Staff Software Engineer youll operate as a subject matter expert and technical leader across the Growth stack. Youll shape the architecture and technical strategy for high-traffic member-facing systems influence product direction and drive cross-team initiatives that measurably move growth outcomes while raising the engineering bar across the org. You will leverage the capabilities of AI and LLMs to improve the productivity of the org personalize member experience and speed up decision making.

The base salary offered for this role and level of experience will begin at $223000.00 and up to $308000.00. Full-time employees are also eligible for a bonus competitive equity package and benefits. The actual base salary offered may be higher depending on your location skills qualifications and experience.

• Lead the design and implementation of high-impact member-facing systems across the Growth stack
• Set the technical vision for high-traffic systems with a scalable forward-looking approach that meets Chimes reliability and latency standards
• Drive experimentation strategy and execution by building the systems and habits to test learn and iterate quickly without sacrificing durability
• Identify and solve systemic challenges in performance availability and conversion-critical reliability across the Growth stack
• Collaborate closely with Product Design Analytics and Data to shape product direction and ensure technical feasibility and excellence
• Mentor senior engineers elevate engineering practices and drive consistency in quality architecture and code craftsmanship across teams
• Represent Chime externally through recruiting open source technical talks or community engagement

• 10 years of experience in software engineering
• Deep understanding of system design service boundaries and product-engineering tradeoffs especially in high-traffic consumer systems
• A track record of driving measurable impact on business and engineering goals ideally in growth conversion activation or other consumer product problems
• Experience with experimentation: test design instrumentation analysis and iterating on results
• Ability to influence technical and product direction across teams and orgs and to lead through influence rather than authority
• Strong communication and collaboration skills
• Experience working in a fast-paced product-focused environment (Fintech experience is a plus)

#LI-Onsite #LI-AC2

At Chime we believe that everyone can achieve financial progress. We created Chimea financial technology company not a bank*on the premise that core banking services should be helpful easy and free. Through our user-friendly tools and intuitive platforms we empower our members to take control of their finances and work towards their goals. Whether its starting a savings account purchasing a first car or home launching a business or pursuing higher education were proud to have helped millions unlock their financial potential.

Were a team of problem solvers dreamers and builders with one shared obsession: our members. From day one Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owners mindset to our work refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams our company and our members.

We believe in being bold dreaming big and taking risks while also working together embracing our diverse perspectives and giving each other honest feedback. Our culture remains deeply entrepreneurial encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.

We know that to achieve our mission we must earn and keep peoples trustso we hold ourselves to the highest standards of integrity in everything we do. These arent just words on a wallour values are embedded in every aspect of our business serving as a north star that guides us as we work to help millions achieve their financial potential.

Because if we dontwho will

*Chime is a financial technology company not a bank. Banking services provided by The Bancorp Bank N.A. or Stride Bank N.A. Members FDIC.

• Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices plus team and company-wide events depending on location. Whether youre coming in regularly or are part of our fully remote program youll stay engaged with your work and teammates.
• Benefits that support your work and life including backup child elder and pet care and subsidized commuter benefits for eligible employees.
• Comprehensive health financial and wellbeing benefits designed to support you at every stage of life.
• Generous vacation policy and company-wide paid days off
• 1% of your time off to support local community organizations of your choice
• Annual wellness stipend to use towards eligible wellness related expenses
• Up to 22 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
• Access to family planning reimbursement
• A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress

We know that great work cant be done without a diverse team and inclusive environment. Thats why we specifically look for individuals of varying strengths skills backgrounds and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race color ancestry religion sex national origin sexual orientation gender identity age marital or family status disability genetic information veteran status or any other legally protected basis under provincial federal state and local laws regulations or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws including the San Francisco Fair Chance Ordinance Cook County Ordinance NYC Fair Chance Act and the LA City Fair Chance Ordinance and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process please contact: .

To learn more about how Chime collects and uses your personal information during the application process please see theChime Applicant Privacy Notice.