Sr. Software Engineer, Product Engineering

Betterment is a leading technology-driven financial services company that offers investing savings and retirement solutions for retail investors and investment advisors as well as financial wellness solutions including a 401(k) for small and medium-sized businesses. Our team is passionate about our mission to empower people to build wealth with confidence and ease. Were headquartered in NYC and offer hybrid NY-based positions (four days/ week in-office with no required office days during the summer and winter holidays).

The Product Engineering teams at Betterment build the applications our customers use when they are logged in to their Betterment accounts. We are looking for Senior Full Stack Engineers to join us in furthering our mission to make peoples lives better by providing delightful experiences that have been Betterments hallmark since inception.

Our software guides customers through the most important life events in their financial journey. Whether its saving to buy a house or planning for retirement hundreds of thousands of people rely on us to invest and save their money. If you are passionate about financial wellness and are driven to solve complex problems that make saving and investing simple this role is for you.

As a Senior Full-Stack Engineer youll work collaboratively with our Mobile Product and Design functions to guide and delight our customers on their financial journey.

This role is based out of our NYC office. Below weve reflected the base salary range for this position. Actual salaries may vary depending on factors including but not limited to location experience and performance. The range listed is just one component of Betterments total compensation package for employees.

• New York City: $170000 - $195000

This job may also be eligible for variable compensation in the form of a company incentive bonus.

• Lead medium-to-large scale initiatives partnering with teammates and adhering to software development best practices in order to ship high quality software continuously and iteratively.
• Collaborate with our Product & Design teams to build delightful experiences that help our customers save and invest.
• Balance innovation with the need to maintain application performance and security.
• Hands-on experience using AI coding tools in production work with the judgment to know when to lean on them when to verify closely and when to write it yourself.
• Maintain a high bar of excellence in your work quality setting an example for and mentoring less experienced Engineers to do the same.
• Create efficiency. Our software helps customers save time and money. We maintain it through clean code rigorous testing and pragmatic programming
• Collaborate with purpose. Youll work in small groups with other talented Engineers and figure out how to make Betterments software better.
• Contribute to an environment of open communication where engineers feel empowered to share ideas and take initiative to solve problems that contribute to achieving company objectives.

• Strong experience in object-oriented programming; Ruby on Rails is preferred. Experience with Java Python C# or is welcomed.
• Proficiency in building frontend applications using or a similar framework
• Experience building APIs using GraphQL.
• Proficiency with relational databases including designing schemas and writing detailed SQL queries.
• A strong command of fundamental algorithms and data structures.
• Proven ability to lead and manage projects that span one or more teams considering tradeoffs to ensuring on-time delivery while maintaining high standards of quality performance and security.
• Passion for building delightful front end interfaces and components.
• Passion for ongoing learning and knowledge-sharing.
• Adept at approaching complex engineering challenges with innovative and unconventional solutions.

We change lives

Be a part of a community of innovators working to transform financial outcomes for real people. Your work will make an impact always laddering up to our mission; to empower people to build wealth with confidence and ease.

We set audacious goals

We set them for the company our customers and ourselves and we wont stop until we reach them. We dont just show up; we give our all then celebrate our wins.

We value all perspectives

When we collaborate were at our best. We believe diverse perspectives lead to better outcomes and strive to uphold our supportive and inclusive community.

We simplify financial services

Were financial services pioneers always finding new ways to improve optimize and enhance. Constant improvement is in our DNA.

Our Commitment to Your Total Well-being:

• We offer a competitive suite of benefits including medical dental and vision coverage; life and AD&D insurance; short- and long-term disability; infertility support and WPATH-aligned transgender health benefits; an Employee Assistance Program (EAP); transit benefits and FSA and HSA options
• Ownership: Equity for all employees including new hire and refresher grants.
• Time: Flexible paid time off paid parental leave and a fully paid four-week sabbatical in your sixth year.
• Growth: Company-paid professional coaching for all employees.
• Wealth: Day-one 401(k) match plus matching on qualified student loan payments.

Well take a few weeks to review all applications. If wed like to spend more time with you well reach out to arrange next steps which will include 3-4 sets of meetings with your future colleagues.

In the interview process well look to learn more about your skills experiences capabilities and motivators. Many of our questions will be aimed at understanding how you might operate here at Betterment. Depending on the role we may ask you to complete a case study exercise or technical assessments as we want to collect a robust set of data points to better inform our decisions.

On average it takes us around 3-5 weeks to make a hiring decision depending on your availability and sense of urgency. As a best practice we aim to interview at least 2-3 final round candidates before making a hiring decision. Please note that as we usually receive an overwhelming number of applications for open positions were unable to offer individual feedback during the interview process.

We recognize that interviewing for a new role is a big deal. We appreciate you considering Betterment as the next step in your career and our Recruiting Team is here to support and advocate for you through the interview process!

Betterment is dedicated to providing accommodations to candidates upon request. If you need accommodations at any point throughout the interview process please reach out to your recruiter.

Please note that in any materials you submit you may redact or remove age-identifying information such as age date of birth or dates of school attendance or graduation. You will not be penalized for redacting or removing this information.

Come join us!

Were an equal opportunity employer and comply with all applicable federal state and local fair employment practices laws. We strictly prohibit and do not tolerate discrimination against employees applicants or any other covered persons because of race color religion creed national origin or ancestry ethnicity sex gender (including gender nonconformity and status as a transgender or transsexual individual) sexual orientation marital status age physical or mental disability citizenship past current or prospective service in the uniformed services predisposing genetic characteristic domestic violence victim status arrest records or any other characteristic protected under applicable federal state or local law.