Sr Risk Management Associate

LendingClub(soon to be Happen Bank)is built around a simple purpose: to clear the way to help people turn intention into action and action intofinancial progress. That means offering focused products a frictionless mobile-first experience and clear terms with no gotchas. Respect and fairness is part of our DNA and that ideal shapes how we work how we treat each other and how we invest in our employees and our community. Join us in using data bold thinking and a commitment to innovation to help clear the way for millions of Americans to achieve more.

• Review and assess investor contracts to identify material risk exposures flag gaps against risk appetite
• Own contract enforcement activity tracking obligations (standard and non-standard) identifying breaches and coordinating remediation plans with relevant stakeholders
• Act as the primary risk point of contact for the Marketplace business unit ensuring risks are identified escalated managed and closed in a timely manner
• Represent the business unit during internal and external audits supporting risk owners with documentation evidence and root cause analysis
• Maintain policies procedures and standards relevant to Marketplace risk working with appropriate committees for review and approval as necessary
• Deliver regular reporting to Marketplace leadership on open risk issues action plan status and contract compliance posture
• Identify opportunities to improve risk monitoring workflows including the use of AI tools where appropriate to increase accuracy coverage and efficiency
• Look for opportunities to use AI tools to improve how you research track and organize risk-related work - and share what works with the team

• 2 years of experience in risk management compliance or a related field within financial services
• Hands-on experience with contract review and risk assessment proficient in reading agreements identifying where exposure lives and applying appropriate mitigation strategies
• Working familiarity with financial products and regulatory expectations in a lending or marketplace environment
• You take ownership of your work and follow issues through to resolution you dont hand things off and assume theyre handled
• You communicate clearly across levels equally comfortable in a conversation with a business unit lead or a regulator
• You actively look for ways AI can improve your work from accelerating analysis to thinking through problems from a different angle and youre thoughtful about accuracy and data sensitivity when doing so
• Youre organized and detail-oriented and you take tracking and documentation seriously rather than treating it as overhead

Nice to Have

• Experience working with Salesforce or similar Governance Risk and Compliance (GRC) or contract management platforms
• Experience to second-line risk functions and/or third-line audit support in a regulated financial environment
• Familiarity with marketplace lending fintech partnerships and/or vendor risk management frameworks

Work Location
San Francisco

The above locations are eligible offices for this locations have been determined to foster in-person collaboration with this roles team or the related business lines. We utilize a hybrid work model and our teams are in-office Tuesdays Wednesdays and -person attendance is essential for this roles success and remote placement will not be offers relocation based on actual job level.

Time Zone Requirements
Primarily PT

While the position will primarily work local hours LendingClub is headquartered in Pacific Time and our ideal candidate will be flexible working across time zones when necessary.

Travel Requirements
As needed travel to LendingClub offices and/or other locations as needed.

Compensation
The target base salary range for this position is . The base salary of the role will be determined by job-related knowledge experience education skills and location. Base salary is just one part of LendingClubs Total Rewards package. You may also be eligible for long-term awards (equity) and an annual bonus (which is based on company performance employee performance and eligible earnings).

Were creating new financial services solutions for our members based on fairness simplicity and heart and we treat our employees the same way. We offer a competitive benefits package that includes medical dental and vision plans for employees and their families 401(k) match health and wellness programs flexible time off policies for salaried employees up to 16 weeks paid parental leave and more.

#LI-Hybrid
#LI-AH1

LendingClub is an equal opportunity employer and dedicated to diversity equity and inclusion in the workplace. We do not discriminate on the basis of race religion color national origin sex (including pregnancy childbirth reproductive health decisions or related medical conditions) gender gender identity gender expression sexual orientation age marital status veteran status disability status political views or activity or other applicable legally protected characteristics. We believe that a variety of perspectives will make our teams and business stronger as we work together to transform the traditional banking system.

We are committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process. If you need assistance or an accommodation due to a disability please contact us at