Sr. Credit Analyst

NewLane Finance is a commercial equipment finance company serving small and mid-size businessesnationwide. Our mantra is business lending done right and our strategy is to revolutionize small business lending by employing the latest technology and a motivated workforce to deliver fair and transparent financing solutions to businesses with unmatched levels of speed convenience and customer service. Our products and services are offered to the business community primarily through financing programs with equipment manufacturers distributors and dealers. NewLane Finance is powered by a $20B financial organization.

NewLaneFinance is seekingan experiencedSr. Credit Analysttoreview underwrite and decisioncommercial equipment finance requests. The qualified candidate is responsibleforindependentlyassessingthe credit worthiness of commercial equipment financerequestsaccording to NewLanes Creditpolicies andprocedures.

Our Values:

• Integrity

• Passion

• Teamwork

• Commitment to Excellence

EssentialDuties and Responsibilities:

• Responsible for reviewing and evaluating credit risk for commercial businesseswith ticket sizesrangingup to$500000.

• Responsible for interpretingcommercial(i.e.D&BPaynet etc.)andconsumerreportsand relatedinformationto render a sound credit decision.

• Dutiesmayinclude financial spread and analysis ofbusiness financial statements and tax returnsto determine the applicants overallfinancialconditionand their capacity to repay.

• Ensure transactions are underwritten according toNewLanesCredit policy and procedure standards.

• Review and decision transactions which are within delegated individual credit authority.

• When neededprepare andpresent creditapproval summariesto members of Credit and Senior Management.

• Qualifyandapproveequipment dealers andcollateral to be financed.

• Must understand abide and upholdNewLanesaudit procedures and internal controls related to essential duties and responsibilities.

• Perform fraud checks and due diligence whileunderwriting and assessing new equipment finance requests.

• Daily responsibilities will require face to face interaction with Sales Credit and Senior Management.

General:

• Ability to work independently as well ascollaboratively within a cross functional team.

• Proven ability to perform in a dynamic high volume transaction processing environment.

• Strong organizational skills and attention to detail.

• Excellent verbal and written communication skills.

• Provide exceptional customer service.

• Candidate should be self-motivated and possess a desire to learn.

• Comply with audit and documentation policy and procedure requirements.

• Must understand abide and uphold audit procedures and internal controls related to essential duties and responsibilities.

Qualifications:

• Bachelors degree in finance Economics Accounting orrelated business fieldsrequired.

• 3 years of related experiencerequiredpreferably within thesmall business financing orleasing industry.

• A strong understanding ofbusiness tax returnsfinancialstatements and business concepts.

• Excellent Microsoft Office Suite including Excel and computer literacy skills required.

• Good working knowledge of otherfunctionaldepartments(i.e.Sales FundingServicingCollections etc.)and theirinteractions withthe Creditdepartment.

• Strong interpersonal skills and ability to leverage relationship building skills.

• Customer service focus and a professional approach to servicing B2B relationships