Sr Consultant, Financial Products & Services (Prepaid)

Pay is based on several factors which vary based on include labor markets and in some instancesmay include education work experience and addition to your pay Target cares about and invests in you as a team member so that you can take care of yourself and your family. Target offers eligible team members and their dependents comprehensive health benefits and programs which may include medical vision dental life insurance and more to help you and your family take care of your whole benefits for eligible team members include 401(k) employee discount short term disability long term disability paid sick leave paid national holidays and paid competitive benefits from financial and education to well-being and beyond at us:

Working at Target means helping all families discover the joy of everyday life. We bring that vision to life through our values and culture.Learn more about Target here.

A role in Financial Products & Services (FPS) means joining a high-impact team that designs and manages Targets financial offeringslike Target Circle Card Gift Cards and Paymentsto deliver intuitive rewarding and trusted experiences. Youll drive transformation through innovation digital engagement and strong cross-functional collaboration directly influencing enterprise strategy and Guest loyalty. From shaping strategy to managing P&Ls your work helps position Target as a destination for simple smart and accessible financial solutions.

As a Sr. Consultant Financial Products & Services (Prepaid) you will play a key role in driving the planning execution and performance of Targets Prepaid program including Target GiftCards and Open Loop offerings. This role is responsible for owning core business operations including forecasting vendor planning and execution of growth strategies that support category performance across channels.

You will serve as a critical operator within the prepaid business translating strategy into action through strong financial management promotional execution and cross-functional coordination. This role requires the ability to independently manage complex workstreams make data-driven decisions and adapt quickly to evolving business needs.

Working closely with partners across Marketing Loyalty Pricing & Promotions Stores Finance Analytics and external vendors you will help ensure alignment and delivery of key initiatives. Success in this role requires strong analytical thinking ownership mindset and the ability to build trusted relationships while driving results.

Core Responsibilities of this job are described within this job description. Job duties may change at any time due to the business needs.

Core Responsibilities:

Planning Forecasting & Business Performance

• Own monthly forecasting and financial planning processes for the prepaid category using data and insights to drive accuracy and inform decision-making
• Monitor business performance analyze trends and identify opportunities to improve sales margin and operational efficiency
• Support P&L management through ongoing tracking reporting and performance analysis

Vendor Planning & Execution

• Lead vendor planning and execution across prepaid products ensuring alignment to business priorities and financial goals
• Partner with external vendors to manage performance optimize assortment and identify growth opportunities
• Support vendor negotiations and ongoing relationship management in partnership with sourcing and cross-functional teams
• Developing merchandising strategies and creating planograms
• Develop and manage the gift card assortment

Promotions & Growth Execution

• Support development and execution of the prepaid promotional calendar ensuring alignment with enterprise priorities and key business moments
• Support promotional initiatives across channels coordinating with partners to define and deliver against sales and engagement goals
• Evaluate promotional performance and recommend optimizations based on data and insights

Cross-Functional Coordination & Delivery

• Partner across Marketing Loyalty Pricing & Promotions Stores Finance Analytics and external teams to drive alignment and execution of key initiatives
• Independently manage multiple workstreams with varying complexity timelines and stakeholders
• Identify and resolve operational challenges streamlining processes to improve efficiency and execution

About you:

• Four Year Degree preferably in Finance or Business related fields or equivalent experience
• 46 years of experience in category management strategy finance or related fields
• Strong financial acumen with experience in forecasting planning or business performance management
• Demonstrated ability to manage complex workstreams and make independent data-driven decisions
• Proven ability to build and maintain strong cross-functional and external partnerships
• Strong analytical problem-solving and critical thinking skills
• Excellent communication skills with the ability to translate data into clear insights and actions
• Ability to operate effectively in a fast-paced ambiguous environment
• Experience in retail payments prepaid or financial services preferred