Sr Compliance Advisory Manager

Happen Bank(formerly LendingClub)is built around a simple purpose: to clear the way to help people turn intention into action and action intofinancial progress. That means offering focused products a frictionless mobile-first experience and clear terms with no gotchas. Respect and fairness is part of our DNA and that ideal shapes how we work how we treat each other and how we invest in our employees and our community. Join us in using data bold thinking and a commitment to innovation to help clear the way for millions of Americans to achieve more.

The Compliance Advisory team helps the business deliver products and experiences that meet regulatory requirements while supporting responsible growth. This role is responsible for driving compliance outcomes across the banks Deposit and Lending products by providing trusted advisory support identifying and mitigating regulatory risk and strengthening controls that enable sustainable business performance. You will work closely with cross-functional partners to influence decisions improve processes and ensure compliance considerations are embedded throughout the product and customer lifecycle.

• Assist with the assessment of all regulatory risks and controls related to deposit and lending products including identifying gaps in controls highlighting areas of highest risk and developing appropriate risk mitigation strategies
• Participate in discussions with senior management including within strategic priorities risk assessments regulatory change management compliance monitoring and testing training issues management consumer complaints and third-party risk
• Develop and maintain policies standards and other documented measures to formally set forth the principles and practices of regulatory compliance related to deposit and lending operations
• Work with business leaders and management to socialize compliance principles and practices and assist with developing procedures systems and processes to execute policy requirements
• Assist the Compliance Program Office with the development of regulation-based training and targeted role-based training covering the laws regulations and policy requirements related to the product operations
• Collaborate with Testing and Monitoring Teams to establish strategies and protocols to assess and measure compliance with legal and regulatory requirements and identify defects and deficiencies requiring corrective action
• Ensure material compliance issues identified by any means and through any source are recorded tracked and reported to ensure their appropriate and timely resolution
• Coordinate with Regulatory Change Management to identify new or changes to laws regulations and regulatory guidance and work with business management to operationalize/implement requirements
• Prepare deliver and effectively communicate compliance analysis and reporting to oversight committees and management

• 6 years of banking or financial services experience primarily in compliance risk management and/or audit functions and a bachelors degree or higher or equivalent combination of education and experience.
• 3 years of direct experience in deposits and lending compliance with a focus on consumer regulations
• Proficient in consumer compliance and related consumer protection regulations (i.e. DD TISA ECOA UDAAP TILA FCRA MLA/SCRA TCPA GLBA EFTA ESIGN) state laws and safety and soundness risks and the internal controls needed to mitigate those risks
• You understand how to apply AI to complex high-stakes work not just for efficiency but to unlock better outcomes and you set a high bar for responsible use.
• You foster a culture of innovation by adding AI where it genuinely adds value while keeping accountability sharp.
• Experience working in a fast-paced dynamic environment with the ability to deliver quality results in the face of competing priorities aggressive timelines and evolving direction
• Ability to independently manage complex assignments exercise sound judgment and balance regulatory requirements with business objectives
• Experience partnering with stakeholders across multiple functions and influencing decisions through effective communication and trusted advisory relationships
• Strong analytical organizational and problem-solving skills with attention to detail and a risk-based mindset
• Demonstrated ability to identify opportunities for process improvement and drive enhancements that strengthen compliance outcomes

Nice to have

• Professional certification(s) such as Certified Regulatory Compliance Manager (CRCM)
• Experience supporting regulatory examination and compliance audits including developing and tracking timely corrective action

Work Location
San Francisco or Lehi

The above locations are eligible offices for this locations have been determined to foster in-person collaboration with this roles team or the related business lines. We utilize a hybrid work model and our teams are in-office Tuesdays Wednesdays and -person attendance is essential for this roles success and remote placement will not be Bank offers relocation based on actual job level.

Time Zone Requirements
Local hours (PT MT)

While the position will primarily work local hours Happen Bank is headquartered in Pacific Time and our ideal candidate will be flexible working across time zones when necessary.

Travel Requirements
As needed travel to Happen Bank offices and/or other locations as needed.

Compensation
The target base salary range for this position is 00. The base salary of the role will be determined by job-related knowledge experience education skills and location. Base salary is just one part of Happen Banks Total Rewards package. You may also be eligible for long-term awards (equity) and an annual bonus (which is based on company performance employee performance and eligible earnings).

Were creating new financial services solutions for our members based on fairness simplicity and heart and we treat our employees the same way. We offer a competitive benefits package that includes medical dental and vision plans for employees and their families 401(k) match health and wellness programs flexible time off policies for salaried employees up to 16 weeks paid parental leave and more.

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Happen Bank is an equal opportunity employer and dedicated to diversity equity and inclusion in the workplace. We do not discriminate on the basis of race religion color national origin sex (including pregnancy childbirth reproductive health decisions or related medical conditions) gender gender identity gender expression sexual orientation age marital status veteran status disability status political views or activity or other applicable legally protected characteristics. We believe that a variety of perspectives will make our teams and business stronger as we work together to transform the traditional banking system.

We are committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process. If you need assistance or an accommodation due to a disability please contact us at

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