Sr. Commercial UCC Operations Associate

Hyundai Capital America (HCA) helps people move forward. Through Hyundai Motor Finance Genesis Finance and Kia Finance we deliver innovative financing leasing and insurance solutions to more than 3 million customers and businesses nationwide.

Were a company driven by growth innovation and people. At HCA youll find opportunities to build new skills expand your career and make a real impactwhile working in a diverse inclusive and valuesdriven environment. Were proud to support our communities through volunteerism philanthropy and engaged Employee Resource Groups.

If youre looking for a fastpaced collaborative workplace where your ideas matter join us as we lead the future of financing freedom of movement. Apply today.

WHAT YOU WILL DO

The Sr. Commercial UCC Operations Associate is responsible for executing and monitoring Uniform Commercial Code (UCC) lien filing monitoring and due diligence activities to help ensure collateral perfection lien priority and compliance across the commercial credit portfolio. This role applies specialized knowledge of lien operations and secured lending processes to research filing discrepancies identify lien perfection or collateral risks and support credit legal and commercial risk teams with accurate lien management and risk-related reporting.

HOW YOU WILL MAKE AN IMPACT

UCC Filings and Lien Management

• Prepare review and process UCC financing statements including UCC-1 filings amendments continuations assignments and terminations across applicable jurisdictions.

• Ensure lien documentation is complete accurate and filed timely to support collateral perfection and lien priority for secured transactions.

• Track continuation deadlines filing requirements and related follow-up items to help prevent lapses in lien perfection.

• Review weekly lender filings on HCA borrowers and identify potential impacts to existing lien positions or collateral coverage.

• Partner with credit underwriting and legal teams to support lien-related activities for new originations renewals restructures and other secured lending transactions.

• Coordinate with Legal and credit teams on PMSI-related agreements and document recommended follow-up actions.

• Maintain accurate dealer and borrower lien-related information in Salesforce and other applicable systems.

Portfolio Monitoring and Risk Support

• Monitor existing UCC filings for expirations amendments entity changes compliance issues and other lien-related events.

• Research filing statuses exceptions and discrepancies; coordinate resolution with internal teams third-party vendors or filing jurisdictions as needed.

• Support credit risk management by identifying and reporting lien perfection gaps competing lien activity collateral risks or documentation inconsistencies.

• Assist with audits internal reviews regulatory inquiries and compliance-related processes by providing lien documentation and status updates.

• Manage entity name changes status changes and related lien record updates to help maintain accurate and enforceable filings.

UCC Search and Due Diligence

• Conduct UCC tax lien judgment bankruptcy and related public record searches to support commercial credit and legal review processes.

• Review and summarize search results for credit legal and commercial risk teams including potential issues requiring follow-up.

• Evaluate debtor information collateral descriptions legal entity structure and jurisdictional filing requirements for accuracy and completeness.

• Identify competing liens priority risks filing deficiencies or other documentation issues that may impact collateral perfection or enforceability.

Reporting Projects and High-Risk Dealer Support

• Support the Commercial Risk Manager with ad hoc reporting portfolio reviews special projects workouts and high-risk dealer action plans.

• Compile lien-related data status updates and exception reporting to support management review and decision-making.

• Track follow-up actions related to lien exceptions collateral concerns or risk mitigation activities.

Process Improvement and Commercial Credit Initiatives

• Contribute to commercial credit and lien operations initiatives by identifying opportunities to improve workflows reporting documentation accuracy and process efficiency.

• Support the development of process updates job aids or recommendations that strengthen lien management controls and operational consistency.

WHAT YOU WILL BRING TO THE ROLE

• Minimum 4-6 years related experience in UCC filings lien operations secured lending or commercial credit.

• Bachelors degree in Business or related field preferred or equivalent related work experience.

• Working knowledge of UCC filings lien perfection lien priority continuation requirements and secured lending documentation.

• Ability to review and interpret UCC search results public record filings legal entity information collateral descriptions and lien-related documentation.

• Ability to identify filing discrepancies competing liens lien perfection gaps collateral risks and documentation issues requiring follow-up or escalation.

• Proficiency with lien/vendor platforms such as CSC and Microsoft Excel or other reporting tools used to track filing activity exceptions and portfolio status.

• Strong attention to detail and accuracy when preparing reviewing tracking and maintaining lien-related records and documentation.

• Ability to manage high-volume deadline-driven workflows while prioritizing filings continuations exceptions and follow-up activities.

• Effective research problem-solving and follow-up skills to support resolution of filing issues documentation inconsistencies and lien-related exceptions.

• Ability to communicate and collaborate effectively with credit legal underwriting operations third-party vendors and filing jurisdictions.

• Ability to maintain organized records support audit or compliance requests and provide accurate lien status updates and reporting.

WE TAKE CARE OF OUR PEOPLE

At HCA our people drive our success. Thats why we offer a competitive rewards package that supports your health financial future and overall wellbeingat work and beyond.

Benefits Highlights

• Hybrid flexibility 4 days in office 1 day remote

• Vehicle perks monthly vehicle allowance plus purchase and lease discounts

• Comprehensive health coverage medical dental and vision plans

• Employer-funded HSA contributions to help reduce healthcare costs

• 401(k) with company match and immediate vesting from day one

• 100% company-paid life and disability insurance

• Wellbeing benefits including fitness and health resources

• Leadership programs and career development that support continuous learning

• Paid Volunteer Time Off and a company charitable donation in your honor

Because great benefits help you thrivepersonally and professionally.

WHAT HAPPENS NEXT

Express your interest by submitting an application. Once your application is received our recruiting team will review your application to see if you meet the basic and preferred qualifications listed on the job description. For more information on our culture visit our careers page.

OTHER DETAILS

Our Company is an equal opportunity employer committed to fostering a diverse inclusive and respectful workplacebecause we believe diversity builds stronger teams. We comply with all applicable federal state and local equal employment opportunity laws and do not discriminate on the basis of race religion or creed color national origin ancestry caste citizenship sex or gender (including pregnancy childbirth or related medical conditions) sexual orientation gender identity or expression age disability medical condition genetic information marital status family care or medical leave status military or veteran status political affiliation or any other characteristic protected by law. Information provided during the application process is requested in good faith and will be used solely in accordance with applicable employment laws.

California Privacy Notice

This notice only applies to our applicants who reside in the State of California.

The latest version of our Privacy Policy can be foundhere. This Privacy Policy provides you with notice at or before the point of collection about the categories of personal information to be collected from you the purposes for which your personal information is collected or used and whether that information is sold or shared so that you can exercise meaningful control over our use of your personal information. We are providing this notice to comply with the California Consumer Privacy Act of 2018 as amended as by the California Privacy Rights Act of 2020 (CCPA).

If you have any questions about CCPA regarding California residents or HCA team members please contact the Privacy Team at.