Small Business Relationship Manager In Office

Zions Bancorporationis one of the nations premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized byAmerican Banker asone of the Best Banks to Work For and as having a top banking team in its list of The Most Powerful Women in Banking. Our customers consistently vote us as the best bank in our local markets. We value our employees and we are committed to search out recognize and create fulfilling opportunities for outstanding people within our organization rewarding them for their contributions to our success. We recognize that banking is a local business and that to be successful we must have very strong ties to the communities we serve and strong relationships with our customers.

With benefits starting on day one paid bank holidays profit sharing and company-matched 401(k) contributions Zions is dedicated to being an employer of choice in our communities. At Zions the possibilities are endless. You bring the talent; we bring the opportunity.

We are currently seeking aSmall Business Relationship Manager position located within Zions Bancorporations footprint in UTIDTXAZCONVORWACA.

Essential Functions:

Responsible for generating and structuring SBA and/or conventional loans by proactively calling developing and maintaining relationships.

Identifies business development opportunities and participates in joint business development calls with bankers to assist in identifying and facilitating sales opportunities.

Ensures loan quality by assessing client eligibility reviewing financial statements and supporting documentation to determine appropriate solutions that meets the clients loan needs.

Ensures compliance with applicable federal state and local laws and regulations SBA agency guidelines when necessary and bank credit administration policies and practices.

Structures loan proposals and prepares credit packages for appropriate approval authorities.

Monitors assigned loan portfolio for risk rate accuracy and delinquencies to mitigate losses.

May participate in community organizations and activities.

Other duties as assigned.

Qualifications:

Requires a Bachelors in marketing finance business or related field and some experiencewith lending credit banking or other directly related experience.

A combination of education andexperience may meet requirements.

Basic knowledge of sales techniques banking products and services credit policies and regulations.

Must have excellent customer service negotiation and computer skills.

Knowledge of commercial SBA and/or small business lending.

Must have strong analysis and credit review skills as well as basic working knowledge of relevant credit and risk policies.

Salary Range: $60000 to $80000 depending on experience.

Benefits:

Medical Dental and Vision Insurance START DAY ONE!

Life and Disability Insurance Paid Paternal Leave and Adoption Assistance

Health Savings (HSA) Flexible Spending (FSA) and dependent care accounts

Paid Training Paid Time Off (PTO) and 11 Paid Federal Holidays

401(k) plan with company match Profit Sharing competitive compensation in line with work experience

Mental health benefits including coaching and therapy sessions

Tuition Reimbursement for qualifying employees

Employee Ambassador preferred banking products