Senior Stop-Loss Underwriter

The Underwriter of Employer Stop Loss is responsible for evaluating and analyzing risk. This role involves reviewing submissions assessing medical and financial risk factors and determining appropriate pricing and terms in alignment with company underwriting guidelines. The Underwriter works closely with sales brokers consultants and underwriting team to ensure profitability and growth within the stop loss product line.

This is a hybrid position based out of our office in Newtown Square PA.

Your Impact:

• Review and analyze employer stop loss data including claims experience demographics and plan design.
• Assess medical conditions and financial risks to determine appropriate coverage terms and pricing.
• Apply underwriting guidelines and company policies to maintain a balance between risk acceptance and profitability.
• Work collaboratively with sales teams brokers and consultants to gather necessary information and provide competitive quotes.
• Ensure underwriting decisions comply with regulatory requirements and company standards.
• Maintain accurate documentation of underwriting decisions and rationales within internal systems.
• Participate in training and development opportunities to enhance underwriting knowledge and expertise.
• Assist in monitoring industry trends competitor strategies and regulatory changes that may impact underwriting practices.
• Support underwriters in handling complex cases and contribute to team projects as needed.

Successful Candidates Will Have:

• 3 to 5 years of experience in employer stop loss underwriting
• Familiarity with self-funded health plans and TPA operations
• Bachelors degree in business finance insurance or a related field preferred; progress toward industry designations is a plus
• Strong analytical skills with the ability to interpret financial and medical data
• Understanding of risk assessment pricing models and stop loss policies
• Excellent communication and interpersonal skills to interact with internal and external stakeholders
• Detail-oriented with strong organizational and time management skills
• Proficiency in Microsoft Office Suite (Excel Word Outlook) and underwriting software

One80 Intermediaries is a privately held firm with offices throughout the US and Canada. As a leading insurance wholesaler and program manager One80 offers placement services and binding authority for property and casualty life travel/accident and health affinity and administrative services and warranty business. Launched just four years ago One80 Intermediaries has grown to be one of the largest intermediaries in the United 2024 One80 Intermediaries was ranked the 14th largest broker in the U.S. by Business 2025 One80 Intermediaries earned the Great Place To Work Certification for the second consecutive year.

Located in Newtown Square PA and established in 2007 the Medical Stop Loss program of One80 is a full-service Managing General Underwriter. We have full in-house binding authority to manage stop loss insurance across the United States on behalf of our leading carriers and reinsurers. Backed by a team of experienced professionals we provide best-in-class products and services to our partners and clients

One80 Intermediaries is an equal opportunity workplace and is committed to ensuring equal employment opportunity without regard to race color religion sex sexual orientation gender identity national origin disability Veteran status or other legally protected characteristics.

Learn more about working at One80 Intermediaries by visiting our careers page: information submitted by California applicants in response to a job posting is subject to One80sCalifornia Job Applicant Privacy Notice .