Senior Software Engineer I, Payments

At Qualia weve built the leading B2B real estate technology that transforms the home buying and selling experience into a simple secure and enjoyable process. Our SMB and Enterprise products bring together users from across the real estate ecosystemhomebuyers and sellers lenders title and escrow agents and real estate agentsonto a single shared digital closing platform providing greater clarity and transparency to real estate transactions. Today through our business customers across the country millions of consumers use Qualia to close on homes every year.

Within Qualia youll join the Payments team. Every real estate closing ends with money changing hands: earnest money deposits loan funding mortgage payoffs seller proceeds and commissions. Qualia powers a substantial portion of U.S. residential home sales every year totaling billions of dollars in transaction volume. The Payments team builds the systems that move those funds safely accurately and on time.

The stakes are high. A single closing often moves hundreds of thousands of dollars between multiple parties on a tight deadline and real estate wires are a prime target for fraud. Our mission is to make money movement the most trustworthy part of the closing so title and escrow teams and the homebuyers they serve never have to wonder where their funds are.

Our engineers are entrepreneurial pragmatic builders who move quickly without cutting corners and who are as comfortable owning a project end to end as they are collaborating with a team. We ship frequently as often as multiple times a day and work directly with design compliance and customer-facing teams to build payment experiences our customers depend on.

• Design build and maintain systems that process ACH and wire transfers at scale (billions of dollars annually) including origination settlement reconciliation and exception handling
• Build and harden payment-processing pipelines that integrate with banking partners payment rails and third-party financial APIs
• Implement controls for wire fraud prevention transaction verification and anomaly detection alongside our security and compliance teams
• Improve and extend core web applications (frontend and backend) that support escrow accounting and closing-day money movement
• Own architectural decisions for payments infrastructure including data integrity idempotency retry/failure handling and audit logging
• Partner with Compliance Risk and Accounting stakeholders to ensure systems meet regulatory and audit requirements (e.g. NACHA rules wire fraud regulations SOC 2 controls)
• Participate in on-call rotation for payment-critical systems

• Youve taken full ownership of complex high-liability systems in production and you know how to respond calmly and methodically when funds are on the line
• 5 years of experience as a strong full-stack web developer is required
• Direct experience building or maintaining other money-movement systems (banking fintech payments processors or similar regulated environments strongly preferred)
• Strong understanding of transactional integrity idempotency and failure-mode design in financial systems
• Familiarity with payment rails banking APIs or financial compliance standards (NACHA OFAC screening PCI SOC 2) is a strong plus
• You have made key architectural decisions for large high-stakes projects
• You have mentored junior developers
• You have worked on multiple engineering teams both small and large
• Good product sense strong attention to detail and a passion for building systems people can trust with their money

• JavaScript / TypeScript / NodeJS
• SPA Frontend libraries like React and MeteorJS
• MongoDB
• Microservice architecture / Kubernetes
• AWS

We are a remote-first development organization that values flexibility in how our teams work. Because of that while the role is based in Austin TX we are open to remote candidates for this position. We have other physical office locations in San Francisco California and Concord New Hampshire.

Qualia is made up of incredibly bright mission-driven coworkers who are passionate about using technology to solve real-world problems-and were growing order to continue building an engaging and dynamic organization were committed to giving everyone the support they need to do great work.

Our benefits package is designed to allow our team members to be their best selves both in and out of the addition to comprehensive health plans a 401k program and commuter benefits we prioritize family and personal well-being through professional development parental leave and a flexible time off policy. Qualia offers a robust online onboarding program to train new hires biweekly all hands meetings and a variety of internal virtual events to keep employees connected.

We believe diverse perspectives and backgrounds are critical to building great technology and our goal is to cultivate an environment where people feel equally valued and respected. Qualia is proud to be an equal-opportunity workplace and we welcome applicants from all backgrounds regardless of race color ancestry religion gender identity or expression sexual orientation marital status age citizenship socioeconomic status disability or veteran status.

By submitting your application you acknowledge and agree to the collection processing and use of your personal information as described in our Employee Data Privacy Notice.

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