Senior Software Engineer, AI Enablement

As a Senior Software Engineer on the AI Enablement team you will build the internal platforms primitives and guardrails that make AI a trusted co-pilot for employees across Chime.

Youll work on systems like Archimedes Bosun and easyRAG that power internal AI assistants developer workflows and retrieval-backed applications. These platforms make it easier for teams across the company to build adopt and scale LLM-powered tools safely and effectively.

This team defines Chimes golden paths for AI: opinionated but flexible patterns that help teams move quickly while maintaining safety reliability cost control and this role youll help turn emerging AI capabilities into durable reusable platform features that can be adopted across the company.

Youll partner closely with Platform Engineering Security Risk Legal and product teams to build scalable well-governed systems that support internal AI use cases from early prototyping through production adoption.

The base salary offered for this role and level of experience will begin at $164000.00 and up to $227000.00. Full-time employees are also eligible for a bonus competitive equity package and benefits. The actual base salary offered may be higher depending on your location skills qualifications and experience.

• Build and evolve internal AI platforms such as Archimedes Bosun and easyRAG enabling teams to develop and scale LLM-powered applications and workflows
• Design and implement reusable platform capabilities such as APIs SDKs templates and shared services that make it easier to build safe high-quality AI-powered tools
• Prototype and productionize new AI capabilities identifying high-leverage use cases and turning successful patterns into durable platform features
• Define and improve Chimes golden path patterns for LLM usage balancing developer velocity with safety reliability and cost efficiency
• Develop systems that let teams launch AI-powered assistants and workflows in a standardized observable and governed way
• Establish evaluation observability and cost-management practices across AI systems including quality latency safety and spend
• Partner with Security Risk and Legal to implement practical guardrails for responsible AI development and usage
• Drive consistency and standardization in how AI systems are built deployed and operated across the company
• Collaborate with engineers and partner teams across Chime to embed AI into internal tools workflows and employee experiences

• Significant experience as a software engineer building distributed systems platform services or internal developer tools
• Hands-on experience building with LLMs or ML services and shipping production-quality features on top of them
• Strong coding skills in at least one of Python Go or TypeScript/JavaScript with comfort working across services CLIs and internal tooling
• A platform mindset: you think in reusable primitives contracts and paved roads rather than one-off solutions
• Familiarity with AI-specific engineering concerns such as evaluation prompt and version management observability cost control safety and data privacy
• Experience partnering with cross-functional stakeholders such as Security Risk Product and Operations and influencing direction through strong technical judgment
• Strong written and verbal communication skills with the ability to explain technical tradeoffs clearly to both technical and non-technical audiences
• Engineers are required to participate in on-call rotation. Being on call may include responding to incidents outside of regular working hours when necessary.

#LI-Remote #LI-WW1

At Chime we believe that everyone can achieve financial progress. We created Chimea financial technology company not a bank*on the premise that core banking services should be helpful easy and free. Through our user-friendly tools and intuitive platforms we empower our members to take control of their finances and work towards their goals. Whether its starting a savings account purchasing a first car or home launching a business or pursuing higher education were proud to have helped millions unlock their financial potential.

Were a team of problem solvers dreamers and builders with one shared obsession: our members. From day one Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owners mindset to our work refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams our company and our members.

We believe in being bold dreaming big and taking risks while also working together embracing our diverse perspectives and giving each other honest feedback. Our culture remains deeply entrepreneurial encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.

We know that to achieve our mission we must earn and keep peoples trustso we hold ourselves to the highest standards of integrity in everything we do. These arent just words on a wallour values are embedded in every aspect of our business serving as a north star that guides us as we work to help millions achieve their financial potential.

Because if we dontwho will

*Chime is a financial technology company not a bank. Banking services provided by The Bancorp Bank N.A. or Stride Bank N.A. Members FDIC.

• Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices plus team and company-wide events depending on location. Whether youre coming in regularly or are part of our fully remote program youll stay engaged with your work and teammates.
• Benefits that support your work and life including backup child elder and pet care and subsidized commuter benefits for eligible employees.
• Comprehensive health financial and wellbeing benefits designed to support you at every stage of life.
• Generous vacation policy and company-wide paid days off
• 1% of your time off to support local community organizations of your choice
• Annual wellness stipend to use towards eligible wellness related expenses
• Up to 22 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
• Access to family planning reimbursement
• A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress

We know that great work cant be done without a diverse team and inclusive environment. Thats why we specifically look for individuals of varying strengths skills backgrounds and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race color ancestry religion sex national origin sexual orientation gender identity age marital or family status disability genetic information veteran status or any other legally protected basis under provincial federal state and local laws regulations or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws including the San Francisco Fair Chance Ordinance Cook County Ordinance NYC Fair Chance Act and the LA City Fair Chance Ordinance and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process please contact: .

To learn more about how Chime collects and uses your personal information during the application process please see theChime Applicant Privacy Notice.