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Senior Product Manager B2B Payments

AppZen

Job Location:

San Jose, CA - USA

Yearly Salary: USD 180000 - 225000

Posted: 29 September 2026 (Yesterday)

Application Deadline: 27 December 2026

Vacancies: 1 Vacancy

Job Summary

AppZen is the leader in autonomous spend-to-pay software. Its patented artificial intelligence accurately and efficiently processes information from thousands of data sources so that organizations can better understand enterprise spend at scale to make smarter business decisions. It seamlessly integrates with existing accounts payable expense and card workflows to read understand and make real-time decisions based on your unique spend profile leading to faster processing times and fewer instances of fraud or wasteful spend. Global enterprises including one-third of the Fortune 500 use AppZens invoice expense and card transaction solutions to replace manual finance processes and accelerate the speed and agility of their businesses.

At AppZen we value candidates who are actively using AI tools to enhance productivity automate repetitive tasks and solve problems more efficiently. Across all roles we are looking for team members who leverage AI in meaningful ways to drive impact in their work.

To learn more visit us at .

Were looking for a Senior Product Manager to help define how AppZen integrates with external payment infrastructure providers enabling customers to move from an approved financial obligation to a completed reconciled payment. This role is about determining the right partners to integrate with owning those integrations end to end and designing a payment experience that fits naturally into an AI-driven finance workflow! Were looking for someone who has done this before and understands the payments landscape well enough to evaluate providers navigate complex integrations and bring an enterprise-grade payments capability to market.

What Youll Do:

Define the product strategy for extending AppZens platform into payments including which capabilities to own directly versus provide through partners
Develop a deep understanding of the payment infrastructure landscape and identify evaluate and select the external providers AppZen integrates with
Build the evaluation criteria used to select payment partners spanning capability reliability security/compliance and commercial terms
Own payment integrations end-to-end partnering closely with engineering and provider teams from architecture through production
Design the end-to-end payment experience from an approved financial obligation through execution monitoring and reconciliation
Define how AI-driven automation extends safely into payment execution working within enterprise controls such as authorization approval thresholds and fraud prevention
Translate complex enterprise payment requirements into product capabilities that scale across customers rather than one-off implementations
Partner with Engineering Legal Compliance Sales Customer Success and Marketing to take new capabilities from concept through customer adoption

What Were Looking For:

5 years of product management experience including meaningful time focused on payments fintech or payment infrastructure
Direct hands-on experience building or integrating B2B payment capabilities into a software product
Experience evaluating and selecting payment processors banks networks or other payment infrastructure providers
Experience taking at least one payment product or integration from concept through production launch
Strong understanding of core payment lifecycle concepts authorization settlement reconciliation and exception handling
Comfortable working directly with engineering and provider technical teams on complex API-driven integrations
Strong product judgment including the ability to make build-versus-partner decisions
Excellent written and verbal communication skills with the ability to work effectively across cross-functional teams

Nice to Have:

Experience with cross-border or multi-currency payment infrastructure
Background at a payment processor card issuer bank or embedded finance/payments platform
Experience integrating payments with ERP AP procurement or expense systems
Bachelors degree or equivalent experience

Benefits:

Competitive salary and bonus or variable incentive pay (role-dependent)
Comprehensive medical dental vision and life insurance
Unlimited PTO
Paid parental leave (eligible employees)
401(k) match
$250 annual learning & development reimbursement
Onsite gym access for HQ (San Jose) employees
Office perks: snacks happy hours and company events

Note: Benefits apply to full-time employees only

$180000 - $225000 a year

AppZen is committed to fair and equitable compensation practices.

The base pay range for this role is posted above. Actual compensation packages are based on several factors unique to each candidate including skill set depth of experience certifications and specific work location. This may differ in other locations due to cost-of-labor total compensation package may also include annual performance bonus equity benefits and/or other applicable incentive compensation plans.

We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications merit and business need.

You can find our Privacy Notice linked on the bottom of our website.

We may use artificial intelligence tools to support parts of the hiring process such as reviewing applications analyzing resumes or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans.

Required Experience:

Senior IC

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