Senior Portfolio Manager
Dallas, TX - USA
Job Summary
Location: On site ata Dallaslocation listed in the job posting
Summaryâ
The Senior Portfolio Manager proactively manages assigned commercial and corporate loanportfoliobymonitoringperformanceidentifyingtrends and escalating material changes. Partnering closely with Relationship Managers this role leads the structuring underwriting origination renewal and servicing of credits; independently prioritizes requests assesses risk and risk ratings recommendsoptimalcredit structures and prepares and presents credit proposals. The position provides ongoing analytical and credit oversight including annual reviews covenant compliance monitoring and financial statement collection and analysis to support the growth of a high-quality profitable portfolio and long-term client relationships. The Senior Portfolio Manager balances competing priorities while ensuring adherence to policy risk appetite and sound credit discipline. The role collaborates with Credit Analysts and other associates and provides guidance and mentoring to junior team membersââ
Essential Duties and Responsibilitiesââ
- Leads the underwriting and ongoing servicing of commercial loan portfolios for clients with annual revenues from over $30 million to$1 billion
- Proactivelyidentifiescredit weaknesses / trends and alerts management to deterioration
- Collaborates with RM to prioritize new credit requests renewals and reviews
- Provides risk ratings and recommendsappropriate creditstructure
- Identifiespolicy exceptions
- Prepares approval commitment proposal document andparticipatesin documentation process including the identification of covenants and other key provisions
- Participatesin customer meetings to discuss alternative credit structures and to clarify any questions. Also interacts with clients during due diligence andfinalizingcredit package
- Serves as a secondary customer contact to the Relationship Manager
Supervisory Responsibilities
- No supervisory responsibilities
Qualifications:
- Bachelors degree in business financeaccountingor equivalent work experience
- 8 years commercial credit or lending experience required; 10 preferred
- Strong analytical abilities credit underwriting skills
- Goal oriented ability to take initiative using strong problem-solving skills
- Strong relationship building and interpersonal skills
- Excellent verbal and written communication skills
- Strong organizational skills
- Excellent computerproficiency(MS Office Word Excel PowerPoint and Outlook)
About Us
First Horizon Corporation is a leading regional financial services company dedicated to helping our clients communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis TN the banking subsidiary First Horizon Bankoperatesin 12 states across the southern U.S. The Company and its subsidiaries offer commercial private banking consumer small business wealth and trust management retail brokerage capital markets fixed income and mortgage banking services. First Horizon has been recognized as one of the nations best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available atâ.â
BenefitHighlights
Medical with wellness incentives dental and vision
HSA with company match
Maternity and parental leave
Tuition reimbursement
Mentor program
401(k) with 6% match
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Required Experience:
Manager
About Company
First Horizon offers a variety of financial services nationwide. See how we serve our customers through personal, small business, commercial banking, and more.